

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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The appraiser was from out of area and did a horrible job. The buyers luckily had the money to put down which was a miracle. Had another lender look at it so the buyer had some options and the appraiser they had was fine with the value. Andy...
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Reply from Andy Milligan
December 16th, 2023 04:41 PM
Thank you, Sue, for taking the time to share your experience. We continuously strive for excellence and your feedback is valuable in helping us refine our services. I'm glad to hear that, despite these challenges, the transaction was successful...
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Andy was very on top of communication and making the process as streamline as possible.
Reply from Andy Milligan
December 16th, 2023 04:42 PM
I'm extremely grateful for your kind review, Carter. It's wonderful to hear that you found our communication effective and the process streamlined during your experience with Howard Hanna Mortgage Services. My goal is to consistently deliver...
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Very helpful and attentive.
Reply from Andy Milligan
December 16th, 2023 04:42 PM
I greatly appreciate your kind review, Anthony. It's always my goal to provide helpful and attentive service. I'm pleased to hear that your experience with Howard Hanna Mortgage Services was a positive one. Thank you for the perfect rating....
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Good exper
Reply from Andy Milligan
December 16th, 2023 04:43 PM
I'm delighted to hear that you had a good experience, Laura. Here at Howard Hanna Mortgage Services, we strive to provide the best service to our customers. Your positive feedback means a lot to me. Don't hesitate to reach out if there's anything...
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Andy kept everyone up to date on the file progress and had everything done so we could close early!
Reply from Andy Milligan
December 16th, 2023 04:45 PM
I'm thrilled to hear that you were satisfied with the services provided, Lisa. It's always my goal to keep clients informed and meet their expectations promptly. Your positive feedback means a lot to me and I'm glad I could make your experience...
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Andy is a true professional and communication with all parties every step of the loan process through closing is just excellent! Thanks Andy.
Reply from Andy Milligan
December 16th, 2023 04:44 PM
I'm truly grateful for your kind words, Sherry! It was a pleasure assisting you through the loan process, and I'm thrilled to hear that you found the communication excellent. I strive to make the process as smooth and straightforward as possible....
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Everything was clear and assistance was always available.
Reply from Andy Milligan
December 16th, 2023 04:45 PM
I'm thrilled to hear that you had a positive experience with our services, Craig. It's always my top priority to ensure that all aspects of the mortgage process are clear and that I'm available for any assistance needed. Your feedback means...
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Quick two week close for my buyer, helping my buyer win the bidding war. constant communication with each step. Answers all questions quickly and thoroughly. Always a great experience working with Andy
Reply from Andy Milligan
December 16th, 2023 04:46 PM
I am truly appreciative of your glowing review, Katie. The satisfaction of my clients is a priority for me so I'm thrilled to hear that your buyer's experience with Howard Hanna Mortgage Services was a positive one. The fast close and smooth...
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Ease of application and continual help
Reply from Andy Milligan
December 16th, 2023 04:46 PM
I'm thrilled to hear about your positive experience with Howard Hanna Mortgage Services, Dan. Your 5-star rating means a lot to me! I'm glad that you found the application process easy and my help useful. I'm here to guide you through every...
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Andy is always responsive and helpful!
Reply from Andy Milligan
December 16th, 2023 04:47 PM
I'm thrilled to hear that you had a positive experience with my services, Kady! I strive to be as responsive and helpful as possible for all my clients. Your kind words and commendable rating mean a lot to me and the team at Howard Hanna Mortgage...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.