

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
I always recommend Andy to my clients. He does a great job advising them and I trust what he says. Experience matters!
Reply from Andy Milligan
December 16th, 2023 04:31 PM
I'm absolutely delighted to hear such kind words, Pam. Your trust and recommendations mean a lot to me. Indeed, experience does matter and I always strive to provide the best advice to all my clients. Thank you for taking the time to leave...
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the people
Reply from Andy Milligan
December 16th, 2023 04:31 PM
I appreciate your feedback, Kaitlyn. I'm glad to see that our team here at Howard Hanna Mortgage Services has met your expectations. We strive to make every interaction valuable for our customers. Your rating is greatly appreciated! Feel free...
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Very friendly, knowledgeable team. Quick with responses and getting paperwork filed/moving.
Reply from Andy Milligan
December 16th, 2023 04:32 PM
I'm beyond pleased to hear you had such a positive experience with our team at Howard Hanna Mortgage Services, Robert. It's always our priority to provide prompt responses and efficient paperwork processing. Receiving your acknowledgment and...
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The patience and communication with the buyer were extremely helpful and appreciated! Buyer couldn’t of done it without Howard Hanna Morgage going above and beyond. Much gratitude!
Reply from Andy Milligan
December 16th, 2023 04:32 PM
I'm genuinely thrilled to hear such positive feedback, Gloria! Your comments about the patience and communication you received during the process are greatly appreciated. We at Howard Hanna Mortgage Services always strive to go above and beyond...
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Andy Milligan stays in touch, and answers questions from buyers AND agents!
Reply from Andy Milligan
December 16th, 2023 04:34 PM
I'm truly grateful for your positive feedback, Kathleen. Keeping open lines of communication is a priority in providing the best service here at Howard Hanna Mortgage Services. I'm delighted to know that you appreciated my effort to stay in...
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Walks you through the whole process, tells you what to expect and when to expect it. You start the process with Andy and you stay with him through closing. If you have questions throughout the process just pick up the phone, he'll take care...
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Reply from Andy Milligan
December 16th, 2023 04:35 PM
I'm truly humbled by your generous review, Lori. It was a pleasure guiding you through the mortgage process at Howard Hanna Mortgage Services. Anyone can expect the same level of dedication and guidance, as I make it my mission to ensure every...
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Andy was communicative and easy to work with.
Reply from Andy Milligan
December 16th, 2023 04:36 PM
I'm truly happy to hear that you had a positive experience working with me. Ensuring smooth communication is one of my top priorities, so I'm glad to know it indeed made your journey easier. Your generous rating and review mean a lot. Please...
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Great experience
Reply from Andy Milligan
December 16th, 2023 04:36 PM
I'm sincerely grateful for the top-notch rating and your kind words, Mitchell. It was a pleasure to work with you and provide you with a great experience. I strive to offer the best service possible and your feedback reaffirms the hard work...
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Andy made everything go so smooth and easy! Very great person to work with!!
Reply from Andy Milligan
December 16th, 2023 04:37 PM
I'm truly grateful for your kind words, Michael. It was my pleasure to make the process smooth and easy for you. Thank you for choosing Howard Hanna Mortgage Services and for your remarkable 5-star rating. I look forward to working with you...
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Everyone was very friendly and helpful
Reply from Andy Milligan
December 16th, 2023 04:37 PM
I'm truly humbled by your positive feedback, James. Our team at Howard Hanna Mortgage Services aims to provide the friendliest and most helpful service possible, so it's fantastic to hear that we hit the mark. Your 5-star rating is greatly...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.