Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Awesome communication. Andy was always available to answer questions
Reply from Andy Milligan
October 13th, 2023 03:05 PM
Thank you, Kate, for your 5-star review. Your satisfaction is my top priority, so I'm happy to hear you found my communication and availability helpful. It was a pleasure assisting you and Brian with your mortgage service needs at Howard Hanna...
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The people who work here are absolutely phenomenal!
Reply from Andy Milligan
October 13th, 2023 03:06 PM
Thank you very much for your kind words and the 5-star rating, Jessa! It's truly wonderful to hear that you had a positive experience with us at Howard Hanna Mortgage Services. Our team works hard to ensure our clients are satisfied and it's...
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Andy was available any time we had a question. He was able to help us answer any questions we had and make the process easy for us
Reply from Andy Milligan
October 13th, 2023 03:08 PM
I'm delighted to hear that you found our process easy and that I could be of help, Chris. Your satisfaction is my top priority, so knowing that I was able to assist effectively and in a timely manner is great news. I'm here to help anytime...
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It was white glove service and communication from beginning to end.
Reply from Andy Milligan
October 13th, 2023 03:09 PM
I'm very pleased to hear that you had such a positive experience with our services, John. Your kind words mean a lot to me and the entire team at Howard Hanna Mortgage Services. It's always our goal to provide a top-notch 'white glove' service...
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Andy answers all your questions and answers promptly. He is alway available
Reply from Andy Milligan
October 13th, 2023 03:09 PM
I'm so pleased to hear that you felt well-supported and informed throughout our interactions, Hannah. Ensuring prompt communications and availability is a priority for me at Howard Hanna Mortgage Services. Your positive feedback and the 5-star...
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Andy was very nice.
Reply from Andy Milligan
December 16th, 2023 04:13 PM
I appreciate your kind words, Angelo. It was a pleasure working with you, and I'm grateful for your 5-star review. I'm always here to assist you with any mortgage service needs at Howard Hanna Mortgage Services.
Everything!
Andy is the best!
Reply from Andy Milligan
October 13th, 2023 03:09 PM
I'm truly grateful for your kind words, Sue. It's a pleasure to hear that you had a positive experience with me at Howard Hanna Mortgage Services. Your high rating means a lot to me and drives me to continue the work I am doing. Don't hesitate...
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The loan officer’s experience was evident and his service was excellent; however, I was unhappy with the underwriting department’s issues with verification of employment towards the end of the loan. This matter should have been raised and resolved...
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Reply from Andy Milligan
October 13th, 2023 03:10 PM
Thank you for taking the time to provide your feedback, Tammy. I'm pleased to hear that you appreciated my service and found my experience beneficial to your loan process. I completely understand your frustration regarding the verification...
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This was a tough transaction, but Andy had great communication with the clients and I. We were able to get it done, and the buyers are happy.
Reply from Andy Milligan
October 13th, 2023 03:11 PM
I deeply appreciate your positive feedback, Eric. I'm glad to hear that despite the complexities we faced, our communication was effective and we were able to successfully complete the transaction. Your satisfaction, and of course the happiness...
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Andy was prompt and thorough with all communication. He answered all of our questions in a timely manner and in a way we could understand.
Reply from Andy Milligan
December 16th, 2023 04:14 PM
I am grateful for your positive review, Alyssa. It was my pleasure to assist with your mortgage needs. Ensuring that my clients are well-informed and comfortable throughout the process is a critical focus for me. Thank you for choosing to work...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.