

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Sandy was amazing! Andy was very helpful throughout the process!
Reply from Andy Milligan
October 13th, 2023 02:52 PM
I'm thrilled to hear you had such a positive experience, Janine! Your encouraging feedback means a lot to me and the entire team here at Howard Hanna Mortgage Services. Thank you for taking the time to rate our service with 5 stars, and for...
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Very clear communication and willingness to answer questions.
Reply from Andy Milligan
October 10th, 2023 03:50 PM
I'm glad to know that you found our communication clear and helpful, Nathan. Your feedback drives us to maintain our high standard of service at Howard Hanna Mortgage Services. Your rating of 4.66 stars is greatly appreciated. If you have any...
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Clear communication
Reply from Andy Milligan
October 13th, 2023 02:58 PM
I'm delighted to hear that you found our communication clear and straightforward, Tunisia. It's extremely important to us at Howard Hanna Mortgage Services that our clients and co-brokers fully understand the process and are kept informed every...
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Andy is easy to work work and kept me informed
Reply from Andy Milligan
September 27th, 2023 02:05 PM
I'm incredibly grateful for your positive feedback, Laura. It was my pleasure to keep you informed throughout the process. I strive to make every interaction as easy and efficient as possible. Should you need further assistance or have any...
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Andy's willing to participate and help me through the process. And made sure there was no hiccups along the way
Reply from Andy Milligan
October 13th, 2023 02:55 PM
I greatly appreciate your kind words, Allen! It was my pleasure to guide you through the process and ensure everything went smoothly. Your positive experience is our main goal at Howard Hanna Mortgage Services. Thank you for taking the time...
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Advise was very knowledgeable and Andy was available to give feedback in a timely manner on items required for completion of loan approval and closing.
Reply from Andy Milligan
October 13th, 2023 02:56 PM
I'm beyond thrilled to hear that you found my advice valuable, Anita. Ensuring you understand every step of the loan approval and closing process is important to me, and I'm glad I was able to assist in a timely manner. It's always my goal...
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Andy is a very knowledgeable and compassionate person, he is a great for for his job!
Reply from Andy Milligan
October 13th, 2023 02:56 PM
I'm sincerely grateful for your kind feedback, Thomas! I'm thrilled to hear that you found my service knowledgeable and compassionate, as I always strive to provide the best for my clients at Howard Hanna Mortgage Services. Your 4.83-star rating...
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Great communication and stellar service for my clients!
Reply from Andy Milligan
October 13th, 2023 03:01 PM
I genuinely appreciate your kind words and 5-star rating, Dianna. It's always rewarding to know that my clients are pleased with the level of communication and service they receive. Your satisfaction is my top priority at Howard Hanna Mortgage...
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Helping all the way
Reply from Andy Milligan
October 13th, 2023 03:02 PM
I'm thrilled to hear that you had a positive experience with Howard Hanna Mortgage Services, Jodie! Your kind words and high rating make all the hard work worth it. I'm glad I was able to assist you throughout the process and I hope to have...
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He is always available to answer questions or help with anything you need. Excellent communication.
Reply from Andy Milligan
October 13th, 2023 03:03 PM
I'm truly humbled by your kind words, Lori. It was my absolute pleasure to work with you throughout the process. Ensuring clear and efficient communication is certainly one of my top priorities. I'm thrilled to hear my efforts made a positive...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.