

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
Andy is always prompt and efficient in his communication. My client appreciated how well he explained the process. Thanks Andy!
Reply from Andy Milligan
October 13th, 2023 03:12 PM
I'm absolutely thrilled to read your positive feedback, Kady! It's always my goal to provide clear, efficient communication and I'm glad to know that this was your experience. Your satisfaction is important to both myself and Howard Hanna Mortgage...
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Andy is professional, best in the business and available.
Reply from Andy Milligan
October 13th, 2023 03:13 PM
I'm truly grateful for your kind words, Kathleen. It's fantastic to hear that you've found my services professional and satisfactory. I strive to be readily available for my clients and provide top-tier service. Your positive feedback means...
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Andy’a knowledge, kindness and communication made this experience great! He was very timely and allowed us to secure our dream home in a tight timeframe. We greatly appreciate all of his work!
Reply from Andy Milligan
October 13th, 2023 03:13 PM
I'm absolutely thrilled to hear that you had a great experience working with me. I always strive to provide the best service and guide my clients through the process as smoothly as possible. I'm glad that my efforts helped you secure your dream...
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We are first time homebuyers and we’re grateful to have such a supportive, patient and knowledgeable team.
Reply from Andy Milligan
December 16th, 2023 04:14 PM
I'm truly glad to hear that you had a positive experience with us at Howard Hanna Mortgage Services. Helping first-time homebuyers navigate through this process is always a rewarding part of my job. Thank you for taking the time to share your...
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It was a very smooth and pleasant experience working with Andy and relying on his expertise. My clients were extremely pleased with him which helped the overall process move along much easier. I'm looking forward to the next opportunity to...
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Reply from Andy Milligan
December 16th, 2023 04:15 PM
I'm sincerely grateful for your kind words, Lori! It gives me great pleasure to know that you and your clients had a smooth and pleasant experience with me at Howard Hanna Mortgage Services. Your satisfaction is my top priority. Looking forward...
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Andy Milligan was ready to help on every level. Our experience was very educational. Response times were fast and communication was top notch.
Reply from Andy Milligan
December 16th, 2023 04:15 PM
I'm thrilled to hear that you had a positive experience with our services, Amanda. It was my pleasure to assist you, and I'm glad that you found our interactions to be educational and prompt. As always, communication is a top priority for us,...
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Andy was super helpful and responsive to all of my needs. He was always available and provided quick and valuable feedback which made the sometimes confusing process super easy and I appreciated that. This is the second time working with Andy...
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Reply from Andy Milligan
December 16th, 2023 04:15 PM
Thank you for the fantastic review, Johnathon! It's always a pleasure working with you and I'm glad I could make the process easier for you. It's great to hear that you appreciated my quick and valuable feedback. I look forward to potentially...
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Communication and awareness
Reply from Andy Milligan
December 16th, 2023 04:16 PM
I sincerely appreciate your feedback, Kyle. It's affirming to know that my efforts in maintaining clear communication and awareness were recognized and have positively impacted your experience with Howard Hanna Mortgage Services. I always strive...
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Andy was very helpful throughout the process. Always quick to replay to an email or return a call. I highly reccomend Andy and his entire team.
Reply from Andy Milligan
December 16th, 2023 04:17 PM
Thank you so much, Ken, for this wonderful review! I am thrilled to hear that you found our services at Howard Hanna Mortgage Services to be useful. Your satisfaction is our top priority, and I'm delighted to know that we were able to meet...
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Andy is the best!!
Reply from Andy Milligan
December 16th, 2023 04:18 PM
I'm incredibly grateful for your kind words and the 5-star rating, Kelly! It was a pleasure working with you and I'm thrilled to hear that you had a positive experience with Howard Hanna Mortgage Services. Your feedback truly means a lot to...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.