

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy continues to advise and inform all parties of the procedures and process of the loans.
Reply from Andy Milligan
December 13th, 2023 01:41 PM
I'm truly grateful for your high rating and review, Lila. It's important to me that everyone involved in the loan process is well-informed and confident about the steps we are taking. Your feedback confirms that I'm fulfilling this commitment....
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I was pre-approved before I bought my house.
Reply from Andy Milligan
December 7th, 2023 04:23 PM
I'm truly glad to hear that you had a smooth pre-approval process, Joanne. It's always my aim to provide efficient and hassle-free services to all my clients at Howard Hanna Mortgage Services. Your positive feedback motivates me to continue...
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He helped out every step i had a problem with
Reply from Andy Milligan
November 24th, 2023 03:13 AM
I'm grateful for your kind review, Brandon. It was my pleasure to help you through each step and resolve any issues you faced. At Howard Hanna Mortgage Services, we strive to ensure our clients have the best possible experience. If you ever...
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I have worked with Andy for over 20 years and find his level of professionalism and care for my customers to be exceptional. My customers always comment on how well he keeps them informed throughout the transaction. I would highly recommend...
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Reply from Andy Milligan
November 22nd, 2023 02:35 PM
I'm truly humbled by your kind words, Tony. It's always been a pleasure to work with you over the last 20 years. Ensuring that customers are well-informed throughout the process is one of my top priorities, and I'm glad to hear that your customers...
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Attention to detail and communication was impeccable
Reply from Andy Milligan
November 20th, 2023 02:30 PM
I'm deeply grateful for your kind words and 5-star rating, Debbie. Your positive comments about my attention to detail and communication skills are highly appreciated. I strive to provide the best service possible to our clients. It was a pleasure...
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Andy takes amazing care of my real estate clients with quick response time and great communication throughout the transaction.
Reply from Andy Milligan
November 13th, 2023 04:03 PM
I'm truly grateful for your 5-star review, Jacqui! I'm thrilled to know that you and your real estate clients are pleased with my service and communication. It's my goal to ensure a swift and smooth transaction for everyone involved. Your feedback...
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Andy and Pam Richards did all the legwork for me, no stress!
Reply from Andy Milligan
October 27th, 2023 05:07 PM
I'm glad to hear that you had a stress-free experience, Joey! It was our pleasure at Howard Hanna Mortgage Services to handle the legwork for you. Pam Richards and I always aim to make the process as smooth as possible for our clients. Thank...
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Quick responses, accurate assistance, good advice.
Reply from Andy Milligan
October 24th, 2023 11:54 AM
I'm glad to hear that you had a positive experience, Chad! It's great to know that you appreciated the prompt responses and accurate assistance from Howard Hanna Mortgage Services. We always strive to offer good advice to our customers. Thank...
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Andy offered excellent service to my client. He took extra time to walk him through the online forms needed to be completed to finalize his loan. Andy always goes "above and beyond" for his clients.
Reply from Andy Milligan
December 16th, 2023 04:06 PM
I greatly appreciate your positive feedback, Pam. It's part of my role at Howard Hanna Mortgage Services to ensure that each client is given the necessary guidance and support throughout the loan process. I'm glad to hear that your client was...
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Andy was very helpful with this whole process.
Reply from Andy Milligan
December 16th, 2023 04:12 PM
I'm glad to hear that you found my assistance helpful during the process, Angela. Your positive feedback means a lot to me and it reassures me that I'm doing my job well. Thank you for taking the time to leave such a wonderful review. I look...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.