Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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It was my first home purchase, and I was overly anxious. Andy was so patient and kind. He was extremely thorough and responsive. I barely hit send on an email, of which there were many, and his reply was coming through, which, in turn, made...
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Reply from Andy Milligan
May 9th, 2024 10:08 PM
Thank you, Victoria, for your kind words and for awarding me with a 5-star rating. I'm thrilled to hear that you felt supported during your first home purchase. It's always my goal to ensure my clients are comfortable throughout the entire...
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Andy is great and knowledgeable teacher for all my clients. He is helpful and kind. Just the best lender I've ever worked with. *****************************
Reply from Andy Milligan
May 9th, 2024 01:48 PM
I'm truly humbled by your kind words, Polly. It's always a pleasure to provide valuable insights and assist clients with their mortgage needs. I'm thrilled to hear that your experience with Howard Hanna Mortgage Services was positive. Your...
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The people
Reply from Andy Milligan
May 9th, 2024 11:08 AM
I'm very glad to hear that you were satisfied with the service provided, Alex. Your positive review and the 5-star rating mean a lot to me and everyone here at Howard Hanna Mortgage Services. We strive to provide the best service for all our...
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Andy was always available to give us our options, steps we had to take, and would explain everything so we understood.
Reply from Andy Milligan
May 7th, 2024 11:11 AM
I'm truly grateful for your kind words, Jon. It's my priority to ensure my clients fully understand each step of the process, and I'm glad to know I achieved this with you. Your positive feedback means a lot to me and the entire team at Howard...
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Andy was terrific throughout the entire home buying process. He was able to answer any questions I had in a timely manner and took the time to explain things. I could not recommend him enough!
Reply from Andy Milligan
May 7th, 2024 01:53 AM
I'm happy to hear that your experience with me at Howard Hanna Mortgage Services was a positive one. It was a pleasure helping you throughout your home buying journey. I always aim to clarify any concerns or questions my clients may have, so...
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Andy was very communicative, understanding, and attentive. I would definitely work with Andy again.
Reply from Andy Milligan
May 4th, 2024 12:44 PM
I am truly gratified to hear about your positive experience, Ruth. As a representative of Howard Hanna Mortgage Services, your satisfaction is my utmost priority. Your kind words motivate me to continue doing my best in providing the same level...
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Andy is fast to respond and always keeps my buyers informed and on top of things!
Reply from Andy Milligan
May 1st, 2024 03:33 PM
I'm happy to hear about your positive experience, Tina! Fast and clear communication is something I always strive for, and it's heartening to know that it's appreciated. Thank you for choosing Howard Hanna Mortgage Services for your purchase...
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Andy was a fantastic communicator with everyone involved in our clients purchase. Everyone had managed expectations and he was ready to close the deal weeks ahead of schedule. There were no surprises and out client felt supported during the...
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Reply from Andy Milligan
May 1st, 2024 03:34 PM
I'm truly grateful for your thoughtful review, Kimya. It was a pleasure to assist you and your client with this purchase and I'm thrilled to hear that you felt supported throughout the process. It's essential for me to ensure that my clients...
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Excellent communication and support. Very informative and made the process clear to understand
Reply from Andy Milligan
April 30th, 2024 12:19 PM
I'm truly appreciative of your kind words and fantastic review, Ricky. It was a pleasure assisting you with your loan process. I always aim to provide clear and comprehensive communication, and I'm glad to hear that you found the process informative...
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I can't express how great it was working with Andy Milligan again. He was very communicative during the whole process, not only with me but the listing agent, the title company and my administrative assistant as well. He even helped calm the...
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Reply from Andy Milligan
April 16th, 2024 02:42 PM
Thank you, Tony, for the generous review. I'm glad I could provide you and your clients with the level of service you expected from Howard Hanna Mortgage Services. Communication is key in ensuring everything runs smoothly, especially during...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.