

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
Everyone at Howard Hanna was amazing! From top to bottom what an enjoyable process for as crazy and new as this was. But with great communication from our loan team of Andy and Traci. They were always ready to answering my questions and help...
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Reply from Andy Milligan
April 5th, 2024 02:04 PM
I'm truly glad to hear that you had such a positive experience with Howard Hanna Mortgage Services and our team. It was a pleasure assisting you, Greg, throughout your purchasing process. We aim to provide the best service and communication,...
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Andy is always fast to respond to your calls!
Reply from Andy Milligan
April 5th, 2024 11:27 AM
I'm happy to hear that you had such a positive experience with me at Howard Hanna Mortgage Services. Being quick in responses is something I always strive for in order to keep the loan process running as smoothly as possible. Thank you for...
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Andy was always available to assist us & answer our questions. He was always responsive. He’s very knowledgeable & thorough & very pleasant to work with. It was a great experience. We would definitely recommend Andy Milligan.
Reply from Andy Milligan
April 1st, 2024 01:47 PM
Thank you so much for your kind words and the excellent rating, Chris. I'm glad to hear that you had a great experience working with me. It was my pleasure to assist you and answer your questions throughout the process. I strive to be knowledgeable,...
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Exceptional communication throughout the transaction.
Reply from Andy Milligan
March 19th, 2024 05:29 PM
I'm truly grateful for your kind review, Kathleen and Joe. It's reassuring to know that you appreciated the level of communication during our transaction. As a part of Howard Hanna Mortgage Services, customer satisfaction is always our top...
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Andy did a great job and I'm very happy with the provided services!
I highly recommend.
Reply from Andy Milligan
March 11th, 2024 02:04 PM
Thank you so much, Viktoriia, for your kind words and the excellent rating. I'm happy to hear that you're happy with the services provided. It was a pleasure assisting you with your purchase. Your recommendation means a lot to me and the team...
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Andy did a great job. The buyer asked a lot of detailed questions. Andy stayed on top of it the entire time.
Reply from Andy Milligan
March 6th, 2024 03:24 PM
I'm happy to hear that you had a positive experience with Howard Hanna Mortgage Services, Maria. Your feedback and satisfaction are important to me, and it was my pleasure to assist with your questions throughout your purchasing journey. Always...
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Andy was the ideal professional to work with. He went above and beyond in explaining and walking us through each step of the process. He was always quick to answer our questions and lay out options for us while we were house shopping. Being...
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Reply from Andy Milligan
March 6th, 2024 03:24 PM
Thank you so much for your kind words, Julianne. I'm happy to hear that you felt informed and at ease during the home buying process. It has always been my goal to make this process as understandable and stress-free as possible for my clients....
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Andy made the first time home buying process an absolute breeze! He is very knowledgeable and kept me up to date on any updates. I was never worried about anything cause I knew Andy knew his stuff well and took care of me. There is nothing...
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Reply from Andy Milligan
March 4th, 2024 02:23 PM
I'm truly grateful for your kind words, Alex. Your trust in my expertise and my ability to guide you through the home buying process is greatly appreciated. I'm glad to know that you felt reassured and confident throughout the process. It was...
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Andy went out of his way to ensure we got the best product and was great with communication.
Reply from Andy Milligan
February 21st, 2024 12:58 PM
I'm so glad to hear that you were satisfied with the service provided, Jonathan. It was truly a pleasure to assist you in finding the best product for your needs. Communication is always at the forefront of everything I do, so I'm happy it...
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Over the top helpful to my buyers and very timely communication.
Reply from Andy Milligan
February 18th, 2024 01:39 PM
I'm truly appreciative of your kind words and high rating, Gloria. It's my primary goal to provide over the top assistance and timely communication to all of our clients. Your satisfaction is my top priority and I'm glad that I was able to...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.