

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Just Andy as a human and professional. He was kind, flexible, on the ball, and communicated well. We had so much confidence in Andy because he gets the job done.
Reply from Andy Milligan
July 27th, 2024 02:38 PM
I'm truly humbled by your kind words, Justin. I'm glad to hear that you had a positive experience with the purchase process, and I'm especially pleased to know that my efforts to be flexible and communicative helped instill confidence in you....
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Made the first time buying experience so much easier!
Reply from Andy Milligan
July 17th, 2024 01:30 PM
I'm happy to hear you had a positive first-time buying experience, Megan! Making the process easier and more comfortable for you is always my goal. Thank you for choosing Howard Hanna Mortgage Services and for the amazing 5-star rating. I'm...
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Andy was very attentive and always avaible!
Reply from Andy Milligan
July 9th, 2024 01:04 PM
I'm truly thankful for your kind words, Matt. Your positive feedback means a lot to me. It was a pleasure assisting you with your purchase and I'm glad to hear that my availability made a difference. Here at Howard Hanna Mortgage Services,...
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Andy is one of the most knowledgeable and professionals in the business
Reply from Andy Milligan
July 9th, 2024 01:03 PM
I appreciate your generous review, Kathleen. It's wonderful to hear that my knowledge and professionalism stood out during your home purchasing process. Your satisfaction is my top priority and I aim to maintain these standards throughout my...
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Andy and Tony was professional, educational and patient with us as their clients.
Reply from Andy Milligan
July 3rd, 2024 01:20 PM
I'm thrilled to hear that you had a positive experience with us, Cory. Your kind words mean a lot. Tony and I do our best to provide professional and educational service, and it's encouraging to know that we were able to assist you effectively....
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everything was seamless. Andy made things easy to accomplish and understand for each step.
Reply from Andy Milligan
July 3rd, 2024 01:04 PM
I'm happy to hear that you found our process seamless and easy to understand, Jeff. It was a pleasure to guide you through each step of your purchase. Thank you for such a positive review and the full 5-star rating! I hope you won't hesitate...
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Andy is extremely knowledgeable, transparent and available at any time. He is the first person I think of when it comes to mortgage origination.
Reply from Andy Milligan
June 2nd, 2024 10:31 PM
I'm genuinely grateful for your kind words, Carson. It's fantastic to hear that you've had a positive experience with this recent transaction and that my knowledge and availability met your needs. I always aim to be a reliable resource for...
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Andy always goes above and beyond to find the best path for my buyers.
Reply from Andy Milligan
May 26th, 2024 12:46 PM
I'm really grateful for your feedback, Lisa. As your satisfaction is my top priority, I always strive to provide the best possible service. Your kind words have truly made my day. Thank you for taking the time to leave such a generous review,...
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They kept us informed at all times and made the process very easy!
Reply from Andy Milligan
May 17th, 2024 03:43 PM
I'm happy to hear that you found the process easy and well-communicated, Jennifer. It's always my goal to keep my clients informed and make the mortgage process as straightforward as possible. Your review means a lot to me and the team here...
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I use and Andy all the time because I get excellent service so do my clients. He's a great communicator, he's creative and looks at the buyers whole picture, much like a financial planner would. That kind of approach is important to me and...
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Reply from Andy Milligan
May 11th, 2024 12:50 PM
Thank you for the glowing review, Lori. It's always a pleasure working with you on your client’s purchases. Your kind words about my service and approach means a lot to me. I strive to give each client a holistic view of their financial situation,...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.