Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy was very knowledgeable and patient explaining the mortgage loan process to me. Andy helped ease my anxiety about monthly payments by re-calculating numbers based upon my presentable of down payment. Andy was very nice and pleasant to me...
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Reply from Andy Milligan
February 22nd, 2025 12:46 PM
Thank you so much, Talene, for taking the time to share your experience. I'm really glad to hear that I could help ease your anxiety and make the mortgage process more understandable and manageable for you. It's important to me that my clients...
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Mr. Milligan was an extremely knowledgeable and helpful professional during our home purchase. I would highly recommend him to anyone who is looking to buy a house.
Reply from Andy Milligan
January 23rd, 2025 05:07 PM
I'm absolutely thrilled to hear that you found my services helpful and knowledgeable, Norm. It was my pleasure to assist during your home purchase process. It's fantastic that you'd recommend me to others - that's the highest compliment I could...
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My real estate agent! She's the best ever! LORI DICESARE! Andy Milligan was great too!
Reply from Andy Milligan
January 23rd, 2025 02:37 PM
I appreciate your kind words, Lori! I'm glad you had a positive experience with both your real estate agent and me during your home purchase. I strive to provide the best service possible and it's always rewarding to hear when it's appreciated....
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Andy stays on top of things, communicates and gets the job done.
Reply from Andy Milligan
January 23rd, 2025 02:38 PM
I'm very appreciative of your feedback, Kathleen. It was my pleasure to make your son and future daughter in law's home purchase process smooth and efficient. Your words mean a lot to me and motivate me to continue delivering quality service....
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Reply from Andy Milligan
January 13th, 2025 01:29 PM
Thank you for leaving such a high rating, Michael. It's truly rewarding to know that you had a satisfying experience with your purchase via Howard Hanna Mortgage Services. Your feedback is much appreciated and will serve as an encouragement...
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Andy always has great communication with all parties involved on the loan process and status.
Reply from Andy Milligan
January 1st, 2025 06:33 PM
Thanks for the fantastic review, Lisa! It's great to hear that you were satisfied with the communication throughout the loan process. Remember, at Howard Hanna Mortgage Services, we always strive to ensure a smooth and efficient experience...
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Andy makes it great! His communication is fabulous and always available for questions. He is a joy to work with even on the difficult ones- he's always available- which is huge to a busy agent. I appreciate Andy Milligan!
Reply from Andy Milligan
December 27th, 2024 03:23 PM
I'm happy to hear such positive feedback, Cindy! It's my goal to ensure that everyone I work with has a seamless experience, so it's really good to know that you appreciated my constant availability and open communication. I understand how...
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Great communication and constant explanations
Reply from Andy Milligan
December 12th, 2024 02:33 PM
I'm glad to hear that you appreciated our communication and constant explanations, Krista. Your feedback means a lot to us at Howard Hanna Mortgage Services. We strive to make the loan process as clear and understandable as possible, so it's...
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Andy did an amazing job communicating with us and our clients. He kept everyone updated throughout the buying process and was always accessible.
Reply from Andy Milligan
December 9th, 2024 01:53 AM
Thank you for the incredible review, Anne! I'm thrilled that you had a positive experience with me during your client’s home purchase. Keeping everyone informed and being available throughout the process is a priority for me and I'm glad to...
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Andy is knowledgeable, honest, and patient. He made himself available at every turn of this process. As a first time home buyer, I needed coaching every step of the way, and I could not have made a better decision than choosing Andy at Howard...
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Reply from Andy Milligan
December 4th, 2024 03:25 PM
Hi Erica, I'm thrilled to hear about your positive experience. I'm glad that I was able to assist you every step of the way in your first home buying process. Your satisfaction is my top priority. Thank you very much for your kind words and...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.