

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Convenient for those who are computer savvy. Those, like myself need help
Reply from Andy Milligan
December 4th, 2024 03:52 AM
Thanks for taking the time to leave your review, Kerry! I'm glad you found the process convenient, as we do strive to make our services as user-friendly as possible. Your feedback is essential in helping us improve and I'm here to support you...
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Everything, I never have to worry about my deals when I give them to Andy.
Reply from Andy Milligan
November 30th, 2024 02:51 PM
Thank you so much for the stellar review, Lori! I'm so glad to hear that you were pleased with the service and that you felt confident in the deal process. It's always my goal to make the loan process as worry-free as possible and I'm thrilled...
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Andy is the BEST Loan Officer!
Reply from Andy Milligan
November 28th, 2024 10:46 PM
I'm thrilled to hear that you had a great experience with me at Howard Hanna Mortgage Services, Patty! Your kind words are very much appreciated. It was a pleasure to help you and your customer with their home purchase. Remember, I'm always...
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All my questions were answered quickly and honestly and if I need help Andy was there to walk me through it.
Reply from Andy Milligan
November 11th, 2024 12:45 PM
I'm thrilled to hear that you had a positive experience with Howard Hanna Mortgage Services, Russell! It's always my goal to provide quick and honest answers to any questions, and I'm glad I could assist you throughout your purchasing process....
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Andy was on top of everything! He was great for my first time buying a home!!! Tina Cox, who was our realtor was the best, she's fun, she cares about your needs and wants. I highly recommend these two!
Reply from Andy Milligan
November 11th, 2024 12:00 AM
Hi Candice, thank you so much for your glowing review! I'm thrilled to hear that you had a great experience with your first home purchase. It was a pleasure to assist you throughout the process. I'm also glad to hear that Tina was able to meet...
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Andy is great to work with! He's extremely responsive, always made time to meet with my clients or me when needed and clearly explained all steps of the process.
Reply from Andy Milligan
September 25th, 2024 01:38 PM
I'm thrilled to hear you had such a positive experience, Brittany! It was a pleasure working with you and your clients and ensuring that all your concerns were addressed promptly and thoroughly. Your satisfaction is my top priority, so I'm...
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Great team to work with very helpful always there to answer my questions
Reply from Andy Milligan
September 22nd, 2024 04:08 PM
I'm incredibly grateful for your kind words and positive rating, Anita. It was my pleasure to assist you throughout your home purchase journey, and I'm glad that our team at Howard Hanna Mortgage Services was able to answer your questions and...
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Great fast service and easy to get the process done.
Reply from Andy Milligan
September 22nd, 2024 01:13 PM
Thank you so much for your kind review, Mary. I'm delighted to hear that you found our service great and the process easy. At Howard Hanna Mortgage Services, we always aim to provide fast and efficient services to our clients. I'm glad your...
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Andy literally saved this transaction when another lender dropped the ball in the 11th hour. I always recommend him but sometimes clients don't listen. This was the case here and in the end he saved the day!
Reply from Andy Milligan
September 20th, 2024 02:11 PM
I'm truly grateful for your kind words, Mary. I'm glad that I was able to step in and assist where needed. It's important to me that our clients feel supported and confident during the mortgage process. Your recommendation means a lot and I’m...
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Andy know his stuff. Very competent and efficient.
Reply from Andy Milligan
September 19th, 2024 09:56 PM
I'm so glad to hear that you had a positive experience, Lance! It was truly great working with you on your purchase. Your kind words about my competence and efficiency mean a lot to me. I strive to provide the best service to all my clients....
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.