

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy's diligence and communication with both my buyers and me were excellent. I never had to follow up; he was always one step ahead. I will confidently recommend Andy to all of my buyer clients.
Reply from Andy Milligan
April 4th, 2025 06:48 PM
I'm happy to hear that you were satisfied with my diligence and communication throughout the process. It was a pleasure assisting you and your buyers. Thank you for your confidence and recommendation.
Andy is very knowledgeable on all finance options. He takes the time to review and advise what is best for the buyer. Walked them through every step and made sure they knew what to do wbat to expect next. Highly recommend Andy!
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Reply from Andy Milligan
April 2nd, 2025 01:41 PM
I'm happy to hear that you found my guidance on finance options helpful and that the process was clear for you. It was a pleasure to assist you with your purchase. Thank you for your recommendation!
They kept me informed and answered all my questions
Reply from Andy Milligan
March 30th, 2025 03:00 AM
I'm thrilled to hear that you felt well-informed and that all your questions were answered during your purchase process. It was a pleasure assisting you at Howard Hanna Mortgage Services. Thank you for your kind words.
Andy did an outstanding job keeping us informed every step of the way throughout the transaction. His communication was excellent, and I have nothing but great things to say about him!
Reply from Andy Milligan
March 24th, 2025 05:36 PM
Emily, I'm truly grateful for your kind words. It was a pleasure assisting you throughout the home-buying process. Keeping you informed and ensuring smooth communication is always my top priority. I'm thrilled to hear about your positive experience,...
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Andy was incredibly communicative and accessible. He made this process as easy as could be!
Reply from Andy Milligan
March 20th, 2025 04:31 PM
Thank you so much, Mary! I'm really glad to hear that you found the process easy and that I could be there for you every step of the way. It was a pleasure working with you and Anthony on your home purchase. Wishing you all the best in your...
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Andy was always available for questions and guidance. He made the whole process from getting a mortgage to closing so much easier and guided us through the entire experience!
Reply from Andy Milligan
March 18th, 2025 07:13 PM
Don and Rita, thank you so much for your kind words! I'm thrilled to hear that you felt supported throughout the mortgage process. It's my goal to make the journey as smooth and stress-free as possible for you. If you ever have more questions...
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Andy did an excellent job communicating with both the buyers and myself throughout the process! He did a great job and I was fortunate to have him work with my buyer clients.
Reply from Andy Milligan
March 12th, 2025 03:54 PM
Thank you so much, Emily! I'm really glad to hear that you were happy with the communication throughout the process. It was a pleasure working with you and your buyer clients, and I'm thrilled that everything went smoothly. If you ever need...
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Andy was very helpful and provided timely and accurate communication regarding the status of our loan approval.
Reply from Andy Milligan
March 7th, 2025 02:29 PM
Thank you so much for your kind words, Creighton. It was a pleasure to assist you with your home purchase. I'm glad to hear that you found the communication timely and accurate. Helping you through the loan process and seeing it all come together...
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Working with Andy as first time homebuyers made the process a breeze! He did a thorough and honest job of explaining all of our options to us, and the whole team was quick to communicate throughout the process. We talked with other lenders...
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Reply from Andy Milligan
March 6th, 2025 05:56 PM
Nick, I'm thrilled to hear that your experience as first-time homebuyers was smooth and positive! It was my pleasure to guide you through the process and ensure you had all the information you needed to make the best decision. Our team at Howard...
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Andy was extremely attentive during the process including moving the closing date up 2 weeks
Reply from Andy Milligan
March 6th, 2025 04:19 PM
Hi Debbie, Thank you so much for your kind words! I'm thrilled to hear that you were pleased with the service. It was my pleasure to help move the closing date up and ensure everything went smoothly for you and your client. If you ever need...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.