

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
The timely responses to the customers questions was extremely helpful. And just simply the ongoing consistent detailed updates.
Reply from Andy Milligan
June 3rd, 2025 01:09 PM
I'm happy to hear that the timely responses and consistent updates were helpful to you throughout the loan process. It was a pleasure assisting you and your customers, and I'm grateful for your positive feedback.
Andy was consistently quick, efficient, and beyond helpful in assisting us navigate the financial end of the home buying process. I would highly recommend him to anyone!
Reply from Andy Milligan
June 3rd, 2025 11:09 AM
I'm happy to hear that you found my assistance quick, efficient, and helpful during your home buying process. It was a pleasure helping you navigate the financial aspects, and I truly appreciate your recommendation. Thank you for choosing Howard...
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Great communication, very easy home buying process.
Reply from Andy Milligan
June 2nd, 2025 02:53 PM
I'm happy to hear that you found the communication great and the home buying process easy. It was a pleasure assisting you with your purchase, Richard. Thank you for your kind words and for choosing Howard Hanna Mortgage Services.
Andy is a great communicator - I knew where we were in every stage of the transaction. 10/10 would highly recommend!
Reply from Andy Milligan
June 2nd, 2025 01:36 PM
I'm happy to hear that you appreciated the communication throughout your transaction, Tiffany. It was a pleasure assisting you and your clients with their purchase, and I am grateful for your high recommendation.
Great to work with and made everything as simple as possible
Reply from Andy Milligan
May 29th, 2025 01:06 PM
I'm happy to hear that your experience was smooth and straightforward. It was a pleasure working with you during your purchase process. Thank you for your kind words and for choosing Howard Hanna Mortgage Services.
Andy's attention to detail and communication is the BEST!
Reply from Andy Milligan
May 28th, 2025 03:53 PM
I'm happy to hear that you appreciated my attention to detail and communication during your purchase process. It was a pleasure working with you, your customers, and thank you for the wonderful review. If you need any further assistance, please...
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Andy is very professional, attentive, kind, and just an all around great lender. He never fails to answer a phone call or return a voicemail quickly. He answers questions and has great advice! I recommend him to all my buyers!
Reply from Andy Milligan
May 21st, 2025 01:36 PM
I'm happy to hear about your positive experience, Tina. It was a pleasure assisting you and your customer with their mortgage loan. Your recommendation means a lot to me, and I'm always here to help should you or your buyers need anything in...
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Andy answered all of our questions really quickly and was always available to discuss any issues or changes we made suring the process.
Reply from Andy Milligan
May 20th, 2025 07:27 PM
I'm glad I could assist you throughout the mortgage process, Michael. It was my pleasure to address your questions and be available for any discussions you needed. Thank you for your kind words and trust in Howard Hanna Mortgage Services.
good communication with me always answers questions quickly
Reply from Andy Milligan
May 15th, 2025 01:32 PM
I'm glad to hear that you were satisfied with the communication and prompt responses during your loan process. It was my pleasure to assist you with your purchase. Thank you for your kind words and trust in Howard Hanna Mortgage Services.
Constant communication, easily accessible, professional, patient with clients.
Reply from Andy Milligan
May 12th, 2025 12:33 PM
I'm happy to hear that you appreciated the constant communication and found me easily accessible. It was a pleasure to assist you and your clients with this purchase transaction, and I am grateful for your kind words about my professionalism...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.