

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Communication on what was needed every step of the process was impressive. Quick to respond back to our concerns or issues. Overall extremely helpful
Reply from Andy Milligan
May 11th, 2025 05:12 PM
I'm happy to hear that you found the communication throughout the process impressive and that I was able to address your concerns promptly. It was a pleasure assisting you with your purchase, and I'm glad to have been helpful. Thank you for...
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Andy made our loan process as seamless as he could! He is a great communicator and kept us updated through the whole process. he was very helpful in keeping everyone In communication with each other and the process moving to the best of his...
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Reply from Andy Milligan
May 11th, 2025 12:02 PM
I'm delighted to hear that your loan process was seamless. It was a pleasure assisting you, and I appreciate your kind words about my communication and efforts. Thank you for choosing Howard Hanna Mortgage Services!
Andy's continued updates throughout the process is very helpful and my buyers always appreciate it.
Reply from Andy Milligan
May 9th, 2025 01:23 PM
I'm glad to hear that the updates throughout the process were helpful and appreciated by your buyers. It was a pleasure assisting you and your customers with this purchase transaction. Thank you for your kind words.
Andy does a great job working with clients and explaining the process.
Reply from Andy Milligan
May 7th, 2025 12:22 PM
I'm happy to hear that you found the process explanations helpful, Patty. It was a pleasure working with you and your clients on their new home purchase. Thank you for your kind words and for choosing Howard Hanna Mortgage Services.
the experience was great all questions were answered when needed. everyone was super friendly and nice to talk to . this all made the first experience great.
Reply from Andy Milligan
May 7th, 2025 02:11 AM
I'm thrilled to hear that your first experience was so positive and that all your questions were answered. It was a pleasure assisting you, and I appreciate your kind words about our team's friendliness. Thank you for choosing Howard Hanna...
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Andy did outstanding work on this transaction. The level and frequency of communication was excellent. He was a pleasure to work with.
Reply from Andy Milligan
May 5th, 2025 02:35 PM
I'm happy to hear that you were pleased with the transaction process, Martin. Providing excellent communication and ensuring a smooth experience to you and your customer was my goal. It was a pleasure working with you, and I appreciate your...
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Andy was extremely responsive and even assisted when I was working with other members on the team. Homebuying is stressful and it was a pleasure to know I always had a person to go to for direction.
Reply from Andy Milligan
April 28th, 2025 03:36 PM
I'm thrilled to hear that you found the homebuying process less stressful with my assistance. It was a pleasure to help you, and I appreciate your kind words about my responsiveness. Thank you for choosing Howard Hanna Mortgage Services for...
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Andy and the whole team at Howard Hanna were easy to work with and made the whole process a pleasent experience, we cannot thank them enough!
Reply from Andy Milligan
April 23rd, 2025 03:46 PM
I'm thrilled to hear that you found the process pleasant and easy. It was a pleasure working with you, and I'm grateful for your kind words. Thank you for choosing Howard Hanna Mortgage Services!
Quick, accurate and complete follow-up on any issues or questions.
Reply from Andy Milligan
April 22nd, 2025 03:05 PM
I'm thrilled to hear that you appreciated the quick, accurate, and complete follow-up throughout your mortgage process. It was a pleasure assisting you with your purchase at Howard Hanna Mortgage Services. Thank you for your positive feedback!...
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Andy was excellent to work with and very professional. He made the entire lending process as easy as possible with great communication and support when we had questions.
Reply from Andy Milligan
April 21st, 2025 02:14 PM
I'm thrilled to hear that you found the lending process smooth and straightforward, Eric. It was a pleasure working with you and providing the support you needed. Thank you for your kind words and for choosing Howard Hanna Mortgage Services....
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.