

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy made this whole process very easy. He let us know every step of the way what to expect next and what was needed from us.
Reply from Andy Milligan
June 12th, 2025 10:17 AM
I'm happy to hear that the process was smooth and clear for you. It was a pleasure assisting you throughout, and I appreciate your kind words. If you have any future questions or needs, feel free to reach out.
Andy was phenomenal throughout the whole process with timely responses and support in a stressful time for our family. I couldn't have asked for more!
Reply from Andy Milligan
June 12th, 2025 01:37 AM
I'm happy to hear that you found the process seamless and supportive, Nicole. It was a pleasure assisting you during this significant time for your family. Thank you for your kind words and trusting Howard Hanna Mortgage Services.
All of it.
Reply from Andy Milligan
June 10th, 2025 01:49 AM
We appreciate your feedback regarding your experience with us for your purchase loan. If there's anything specific about the process that you'd like to share or discuss further, please don't hesitate to let us know.
team stayed in touch throughout. Phone calls returned promptly.
Reply from Andy Milligan
June 10th, 2025 01:26 AM
I'm pleased to hear that our team maintained good communication throughout your loan process. It was a pleasure to assist you with your purchase, and I'm glad you appreciated the prompt responses. Thank you for choosing Howard Hanna Mortgage...
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Did an excellent job and communicated with me and my parents well.
Reply from Andy Milligan
June 10th, 2025 01:27 AM
I'm glad to hear that you and your parents were satisfied with the communication throughout your home purchase process. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words.
Andy was easy to communicate with and helped through the process.
Reply from Andy Milligan
June 9th, 2025 01:45 PM
I'm glad to hear that communication was smooth and that I could assist you throughout the process. Thank you for choosing Howard Hanna Mortgage Services, and congratulations on your purchase!
Andy and the Howard Hanna team were amazing throughout the home buying process! Andy explained everything in a way that was very easy to understand and was always available to answer our questions. Our experience with Howard Hanna was great...
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Reply from Andy Milligan
June 6th, 2025 11:11 AM
I'm thrilled to hear that you had a great experience with Howard Hanna Mortgage Services. It was my pleasure to assist you throughout the home buying process and to make things as clear and understandable as possible. Thank you for your kind...
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Andy is a GREAT Loan Officer. His communication is always outstanding, he is personable, he is honest, and he does what he says he will do. I highly recommend Andy Milligan.
Reply from Andy Milligan
June 4th, 2025 05:57 PM
Thank you, Danielle, for your kind words and recommendation. I am happy to hear that you had a positive experience with my communication and service during your loan process. It was a pleasure assisting you and your clients with their purchase...
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Andy is the best!! He stays in communication, answers questions in a way that clients understand, and is overall fantastic to work with!!
Reply from Andy Milligan
June 3rd, 2025 04:49 PM
I'm happy to hear that you had such a positive experience, Casie. It's wonderful to know that my communication and explanation were helpful throughout the process to you and your customers. Thank you for your kind words and for choosing Howard...
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Andy, was great throughout the whole process. Very timely with communication and all other questions that I had during my time.
Reply from Andy Milligan
June 3rd, 2025 03:19 PM
I'm happy to hear that you had a great experience with the mortgage process, Carlee. It was a pleasure assisting you, and I'm glad I could address your questions promptly. Thank you for your kind words and for choosing Howard Hanna Mortgage...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.