

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
Fast closing, procvide updates on every milestone, smooth transaction. Definitely recommended.
Reply from Andy Milligan
June 25th, 2025 06:45 PM
I'm happy to hear that your closing process was fast and well-communicated. It was a pleasure assisting you, and I truly appreciate your recommendation and value your business.
Andy always keeps me well informed!
Reply from Andy Milligan
June 25th, 2025 06:46 PM
I'm glad to hear that you felt well-informed throughout the process, Donna. It was a pleasure assisting you and your clients with their purchase at Howard Hanna Mortgage Services. Thank you for your kind words!
Very consistent and clear communication, always responsive, and willing to get on the phone with clients and explain any issues or items in the process. Everything was done quickly and ahead of schedule and his expertise and knowledge is noticably...
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Reply from Andy Milligan
June 25th, 2025 06:46 PM
I'm happy to hear that you appreciated the consistent and clear communication throughout your mortgage process. It was my pleasure to ensure everything was completed quickly and to share my expertise with you. Thank you for your kind words...
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Very flexible with changing situations. Excellent options.
Reply from Andy Milligan
June 25th, 2025 03:18 AM
I'm glad to hear that you found the loan options excellent and appreciated the flexibility throughout the process. It was a pleasure assisting you with your purchase. Thank you for choosing Howard Hanna Mortgage Services.
Andy was great to work with
Reply from Andy Milligan
June 23rd, 2025 11:54 AM
I'm happy to hear that you had a great experience working with me, Bryan. It was a pleasure assisting you with your home purchase. Thank you for the wonderful feedback!
Andy and Andrea made it great!
Reply from Andy Milligan
June 18th, 2025 05:22 PM
I'm happy to hear that you had a great experience with both Andrea and me during your purchase process. Thank you for your kind words and for choosing Howard Hanna Mortgage Services.
Andy was a huge help to my buyer clients! The lines of communication were always open and he was able to explain details in a clean and concise manner. I look forward to working with him again!
Reply from Andy Milligan
June 16th, 2025 12:47 PM
I'm thrilled to hear that I could assist your buyer clients effectively. Clear communication is a priority for me, and I'm glad it made a positive impact. I look forward to the opportunity to work together again in the future.
Communication was very good.
Reply from Andy Milligan
June 16th, 2025 12:29 PM
I'm glad to hear that you were satisfied with the communication throughout your purchase process. It was a pleasure assisting you, and I appreciate your feedback.
Andy is quick on the draw. Any questions I have he is quick to respond. Professional, knowledgeable and polite. 10/10 recommend Andy.
Reply from Andy Milligan
June 15th, 2025 12:11 AM
I'm happy to hear that you found my service quick and responsive, Christopher. Your recommendation means a lot, and I'm glad I could assist you with your purchase. Thank you for your kind words.
Provided everything in a timely manner.
Reply from Andy Milligan
June 14th, 2025 12:58 AM
I'm glad to hear that everything was provided in a timely manner for your purchase. It was a pleasure assisting you, and thank you for choosing Howard Hanna Mortgage Services.
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.