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Guild Mortgage - Andy Cardina
Sales Manager | NMLS# 143174

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
We are grateful that our mortgage was processed on time and that we were ultimately able to close as planned. However, as first-time homebuyers, we found working with this company to be incredibly difficult. We often had to push to receive...
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Reply from Guild Mortgage - Andy Cardina
September 25th, 2025 05:45 PM
Billy, I appreciate you taking the time to share your experience. It's good to know that we were able to meet the key timeline for closing on your mortgage. However, I understand your concerns about the clarity and support during the process....
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Successly assisted us navigating the purchase of our first home!
Reply from Guild Mortgage - Andy Cardina
September 23rd, 2025 01:31 AM
It's wonderful to hear that you felt supported during the purchase of your first home, Alyssa. I'm pleased that I could assist you through the process. If you need any further help or have questions in the future, don't hesitate to reach out....
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The Andy Cardina Team is truly unmatched! From start to finish, they went above and beyond, making the mortgage process smooth, stress-free, and even enjoyable. Their expertise, responsiveness, and genuine care set them far above anyone else...
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Reply from Owner
September 23rd, 2025 01:32 AM
I'm pleased to hear that you had such a positive experience with the mortgage process, MD. It’s important to me that my clients feel cared for and that all their questions are answered thoroughly. I'm glad you found the process smooth and stress-free....
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The Andy Cardina Team is truly unmatched! From start to finish, they went above and beyond, making the mortgage process smooth, stress-free, and even enjoyable. Their expertise, responsiveness, and genuine care set them far above anyone else...
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Reply from Guild Mortgage - Andy Cardina
September 22nd, 2025 01:22 PM
I'm grateful for such a glowing review, Elizabeth. I'm pleased to hear that you found the mortgage process to be smooth and stress-free. Your recognition of our expertise and responsiveness is particularly encouraging. Answering your questions...
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Great staff kept me in the loop every step of the way
Reply from Owner
October 16th, 2025 03:21 PM
I appreciate your comment, Joseph. Keeping clients informed throughout the process is important to me, and I'm glad to hear that my team was able to support you in this way. Should you have any more questions or need assistance in the future,...
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I was kept informed of the process every step of the way. If it wasn't from emails I was getting a call from the staff and if I had a question I got quick response
Reply from Guild Mortgage - Andy Cardina
September 18th, 2025 08:28 PM
I'm grateful for your kind words, Joseph. It's reassuring to know that you felt well-informed throughout the process and received timely responses to your questions. Communication is key, and I'm pleased it worked well for you. Should you have...
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Andy, Kate and Michelle all treated me like family during my refinancing process.
Whenever I reached out, response time was fast and they always had time to explain/answer my questions.
The best team I have ever worked with!
Reply from Andy Cardina
September 18th, 2025 08:29 PM
I'm grateful for your kind words, Wendy. It's wonderful to hear that Kate, Michelle, and I were able to make you feel like family throughout your refinancing process. I'm pleased that our responsiveness and explanations met your needs. If there's...
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Guild Mortgage was so helpful and knowledgeable. They were always available to answer questions or help when needed. The process from loan pre-approval to closing was seamless and easy.
Reply from Guild Mortgage - Andy Cardina
September 18th, 2025 03:31 PM
It's great to hear that you found the process seamless and easy, Jared. I'm pleased that the availability and support from Guild Mortgage were helpful throughout your experience. Should you have any further questions or need assistance down...
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Andy, your team is very knowledgeable and did a great job of answering our questions. The format of the Guild app and organized closing process were great. Sometimes, it took longer to get cost sheets back from our loan officer than we would...
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Reply from Guild Mortgage - Andy Cardina
September 11th, 2025 04:43 PM
Thank you, Mitchell, for your insightful feedback. I'm pleased to hear that my team's knowledge and support were helpful during your home buying process, and that the Guild app's format contributed positively to your experience. I understand...
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Melissa, Michelle and Shilo were so helpful. They went out of their way to make the process smooth and esy for me.
Reply from Guild Mortgage - Andy Cardina
September 11th, 2025 03:48 PM
It's wonderful to know that Melissa, Michelle, and Shilo contributed to making your experience seamless and straightforward. Ensuring everything goes smoothly is always a priority, and I'm pleased you felt supported throughout the process....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.