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Guild Mortgage - Andy Cardina
Sales Manager | NMLS# 143174

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Great communication and dedicated staff
The buyer was a nieighbor of Rob Cardina and had an established connection. Having the reputation of a solid lender did help secure the purchase for the buyer. The offer price was below the competing offer. However the Listing agent recognized...
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everyone was so helpful and understqnding when we had questions. they always answered an email text or phone call when we were a little stressed. Thank you for everything.
Reply from Andy Cardina
November 2nd, 2026 09:11 PM
I'm grateful to hear that you found everyone so helpful and understanding, Maria. At Guild Mortgage, ensuring that your questions are answered promptly is something I prioritize to help ease any stress during the process. Thank you for your...
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Everyone that I worked with was extremely knowledgable and kind. Everything just seemed to flow seamlessly. Very professional and efficient.
Reply from Andy Cardina
October 30th, 2026 02:05 PM
I'm happy to hear that everything flowed seamlessly and that you found everyone knowledgeable and kind, John. Providing a professional and efficient experience is something I strive for at Guild Mortgage. Thank you for your kind words.
I appreciated the frequent communication and the timelines that were given.
Reply from Andy Cardina
October 29th, 2026 03:23 PM
I'm glad you appreciated the frequent communication and timelines, Alexa. At Guild Mortgage, keeping our clients informed is a priority for me and my team.
Everyone was very helpful to work with!
Reply from Andy Cardina
October 21st, 2026 05:14 PM
I'm pleased to hear that you found everyone helpful to work with, Justine. At Guild Mortgage, providing support throughout the process is important to me.
Buyers are happy. Great communication, locked in their rate before the increase. Looking forward to working together on the next sale.
Reply from Andy Cardina
October 19th, 2026 06:09 PM
I'm pleased to know that the buyers are happy and that we could lock in their rate before the increase, Debra. At Guild Mortgage, effective communication is a key priority, and I look forward to collaborating on our next sale together.
The Andy Cardina Team were fantastic to work with. My family & I felt incredibly valued, heard and understood by Andy and his Team. For a professional and pleasant mortgage experience, we absolutely recommend working with The Andy Cardina Team;...
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The Andy Cardina Team were fantastic to work with. My family & I felt incredibly valued, heard and understood by Andy and his Team. For a professional and pleasant mortgage experience, we absolutely recommend working with The Andy Cardina Team;...
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Reply from Andy Cardina
October 15th, 2026 03:52 PM
I'm grateful to hear that you and your family felt valued and understood by the Andy Cardina Team, Richard. At Guild Mortgage, providing a professional and pleasant experience is always our goal, and I'm pleased to know we met your expectations....
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Very happy with the team!
Reply from Andy Cardina
October 12th, 2026 08:20 PM
I'm glad to hear that you are very happy with the team, Benjamin. At Guild Mortgage, we strive to provide a positive experience for our clients.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.