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Guild Mortgage - Andy Cardina - Sales Manager | NMLS# 143174 in Lancaster, PA
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Guild Mortgage - Andy Cardina

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Sales Manager | NMLS# 143174

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
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Reviews from Web
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    Lisa C
    York, PA
    Posted on October 17th, 2025 04:05 PM
    Wonderful team to work with. Fast, efficient, accurate, and always responsive to my questions. Thank you!
    Reply from Andy Cardina
    October 27th, 2025 04:07 PM
    I'm pleased to hear that you found the team wonderful to work with, Lisa. It’s important to me that the process was fast, efficient, and accurate for you, and that your questions were addressed promptly. If you have any more questions or need...
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    Chuck H
    Ephrata, PA
    Posted on October 16th, 2025 06:35 PM
    First time working with you Andy as I recall. Great experience, thank you.
    Reply from Andy Cardina
    October 27th, 2025 07:41 PM
    I'm glad to hear you had a great experience, Chuck. It was a pleasure working with you for the first time. If there's anything more you need or questions you might have in the future, feel free to reach out.
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    Kelly S
    Marietta, PA
    Posted on October 16th, 2025 04:15 PM
    Was a wonderful transaction! Perfect communication . Thank you so much!!
    Reply from Guild Mortgage - Andy Cardina
    October 16th, 2025 04:19 PM
    I'm pleased you had a positive experience with your transaction, Kelly. Effective communication is a priority of mine, so I'm glad it was just right for you. Should you need any further assistance or have questions, don't hesitate to reach...
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    Mark L
    Lancaster, PA
    Posted on October 16th, 2025 02:27 PM
    Everything was smooth, clearly communicated and efficient. Pretty flawless.I was a little confused why Nick only brought up the point buy down after I asked about the rate vs current market rates. Was he not going to mention it until I asked?...
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    Reply from Guild Mortgage - Andy Cardina
    November 3rd, 2025 03:17 PM
    I appreciate your feedback, Mark. It's great to know the process felt smooth and efficient for you overall. Regarding the point buy down, I understand your interest in having that information upfront, and I'll make sure to discuss this with...
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    Patricia T
    Bethlehem, PA
    Posted on October 11th, 2025 01:29 PM
    It was a smooth deal A few hiccups with Michele but enjoyed working with Andy
    Reply from Guild Mortgage - Andy Cardina
    October 16th, 2025 03:19 PM
    I'm glad to hear that the overall process went smoothly for you, Patricia. I appreciate your patience regarding any issues with Michele and am pleased that you enjoyed working with me. Should you have any more questions or need assistance in...
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    Jimmy K
    Lancaster, PA
    Posted on October 9th, 2025 09:31 PM
    it was an amazing experience working with Guild Mortgage! They had great communication throughout the hole process.
    Reply from Andy Cardina
    October 16th, 2025 03:19 PM
    I appreciate your positive feedback, Jimmy. It's nice to hear that the communication during the process met your expectations. If there's anything further I can assist you with, please don't hesitate to reach out.
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    Rodney Z (
    Posted on October 7th, 2025 08:22 PM
    The whole process was clearly laid out from start to finish. The online portal was easy to use to upload documents, and the tab was very helpful with any and all questions that popped up along the way.
    Reply from Owner
    October 16th, 2025 03:19 PM
    It's wonderful to hear that the process was clear and the online portal met your needs, Rodney. I'm glad the resources provided were helpful in addressing your questions. If you ever need further assistance or have additional queries, don't...
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    Rodney Z
    Ephrata, PA
    Posted on October 7th, 2025 08:22 PM
    The whole process was clearly laid out from start to finish. The online portal was easy to use to upload documents, and the tab was very helpful with any and all questions that popped up along the way.
    Reply from Guild Mortgage - Andy Cardina
    October 16th, 2025 03:20 PM
    Your feedback is really appreciated, Rodney. I'm pleased to hear that the process was clear and the online portal served you well for managing documents. Ensuring that any questions are addressed promptly is a priority for me, so it's good...
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    Lauren E
    Denver, PA
    Posted on October 1st, 2025 01:06 PM
    Made sure to explain things when I had questions, the whole process was easy and never felt rushed or like I wasn't being listened to.
    Reply from Guild Mortgage - Andy Cardina
    October 1st, 2025 02:00 PM
    I'm grateful for your feedback, Lauren. It's reassuring to know that the explanations provided helped throughout the process and that you felt heard and unhurried. If any new questions arise, please don't hesitate to reach out.
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    Musa M
    Denver, PA
    Posted on September 29th, 2025 06:27 PM
    Yes. We will talk.
    Reply from Andy Cardina
    October 9th, 2025 06:28 PM
    Thank you for expressing your interest in continuing the conversation, Musa. I'm available to discuss anything further whenever you're ready. Feel free to reach out at your convenience.
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.