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Guild Mortgage - Andy Cardina
Sales Manager | NMLS# 143174

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Wonderful team to work with. Fast, efficient, accurate, and always responsive to my questions. Thank you!
Reply from Andy Cardina
October 27th, 2025 04:07 PM
I'm pleased to hear that you found the team wonderful to work with, Lisa. It’s important to me that the process was fast, efficient, and accurate for you, and that your questions were addressed promptly. If you have any more questions or need...
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First time working with you Andy as I recall. Great experience, thank you.
Reply from Andy Cardina
October 27th, 2025 07:41 PM
I'm glad to hear you had a great experience, Chuck. It was a pleasure working with you for the first time. If there's anything more you need or questions you might have in the future, feel free to reach out.
Was a wonderful transaction! Perfect communication . Thank you so much!!
Reply from Guild Mortgage - Andy Cardina
October 16th, 2025 04:19 PM
I'm pleased you had a positive experience with your transaction, Kelly. Effective communication is a priority of mine, so I'm glad it was just right for you. Should you need any further assistance or have questions, don't hesitate to reach...
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Everything was smooth, clearly communicated and efficient. Pretty flawless.I was a little confused why Nick only brought up the point buy down after I asked about the rate vs current market rates. Was he not going to mention it until I asked?...
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Reply from Guild Mortgage - Andy Cardina
November 3rd, 2025 03:17 PM
I appreciate your feedback, Mark. It's great to know the process felt smooth and efficient for you overall. Regarding the point buy down, I understand your interest in having that information upfront, and I'll make sure to discuss this with...
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It was a smooth deal A few hiccups with Michele but enjoyed working with Andy
Reply from Guild Mortgage - Andy Cardina
October 16th, 2025 03:19 PM
I'm glad to hear that the overall process went smoothly for you, Patricia. I appreciate your patience regarding any issues with Michele and am pleased that you enjoyed working with me. Should you have any more questions or need assistance in...
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it was an amazing experience working with Guild Mortgage! They had great communication throughout the hole process.
Reply from Andy Cardina
October 16th, 2025 03:19 PM
I appreciate your positive feedback, Jimmy. It's nice to hear that the communication during the process met your expectations. If there's anything further I can assist you with, please don't hesitate to reach out.
The whole process was clearly laid out from start to finish. The online portal was easy to use to upload documents, and the tab was very helpful with any and all questions that popped up along the way.
Reply from Owner
October 16th, 2025 03:19 PM
It's wonderful to hear that the process was clear and the online portal met your needs, Rodney. I'm glad the resources provided were helpful in addressing your questions. If you ever need further assistance or have additional queries, don't...
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The whole process was clearly laid out from start to finish. The online portal was easy to use to upload documents, and the tab was very helpful with any and all questions that popped up along the way.
Reply from Guild Mortgage - Andy Cardina
October 16th, 2025 03:20 PM
Your feedback is really appreciated, Rodney. I'm pleased to hear that the process was clear and the online portal served you well for managing documents. Ensuring that any questions are addressed promptly is a priority for me, so it's good...
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Made sure to explain things when I had questions, the whole process was easy and never felt rushed or like I wasn't being listened to.
Reply from Guild Mortgage - Andy Cardina
October 1st, 2025 02:00 PM
I'm grateful for your feedback, Lauren. It's reassuring to know that the explanations provided helped throughout the process and that you felt heard and unhurried. If any new questions arise, please don't hesitate to reach out.
Yes. We will talk.
Reply from Andy Cardina
October 9th, 2025 06:28 PM
Thank you for expressing your interest in continuing the conversation, Musa. I'm available to discuss anything further whenever you're ready. Feel free to reach out at your convenience.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.