West Capital Lending - Andrew Encinas's Cover Image
West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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5 Star
87%
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7%
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Reviews from Web
  • FTP
    E
    Eduardo N
    La Habra, CA
    Posted on March 5th, 2020 03:32 PM
    Andrew and New American knew how to get my tricky refi done, where other companies could not.
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    Amanda B
    Asheville, NC
    Posted on March 4th, 2020 05:52 PM
    Thanks for getting me to closing!
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    Thaddeaus H
    Charlotte, NC
    Posted on March 3rd, 2020 02:37 PM
    Nothing about this loan went as it was first communicated. The loan took approximately 5 months to close and the costs were not as first stated. I have purchased and refinanced homes in the past, this has to have been my worst experience. Buying...
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  • FTP
    S
    Sean M
    Maple Valley, WA
    Posted on March 2nd, 2020 03:34 PM
    Andrew was very responsive explaining the process in detail and always answering my questions promptly. We refinance our home in under 3 weeks. Will recommend to anyone who wants to buy or refinance their home. We are very happy with his service....
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    Michael S
    Durham, NC
    Posted on March 2nd, 2020 03:22 PM
    Andrew was attentive and answered any questions I had throughout the whole process. He helped make this whole transaction go extremely smoothly and quickly. 10/10 would recommend
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    Karen B
    Stanton, CA
    Posted on March 2nd, 2020 03:06 PM
    Communication and efficiency by Andrew was greatly appreciated.
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    Michael A
    Santa Maria, CA
    Posted on February 26th, 2020 02:54 PM
    Andrew was very informative, responded quickly and stayed true to any information he gave us. Made the the process easy and stress free.
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    Thomas H
    Hopkinsville, KY
    Posted on February 13th, 2020 02:06 PM
    Knowledgeable people. Process online was a little long but not unbearable. All my questions were addressed quickly and accurately.
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    E
    Eujyn A
    Tracy, CA
    Posted on February 8th, 2020 07:59 PM
    Mr.Andrew Encinas was very helpful with our refinancing loan. He would communicate with us anytime , through phone call and email. We’re very satisfied with the service and will recommend him to our friends and family!
  • FTP
    D
    David E
    Menifee, CA
    Posted on February 5th, 2020 06:20 PM
    Communication and trust is very important to me. Andrew was able to fulfill both of my check marks. Everything Andrew told me he would do, he did. Someone like that earned my respect and trust. I will definitely recommend him to anyone I know...
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    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing