West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Andrew was prompt in responding and always professional. While I had many other, approximately 20-30 other mortgage companies contact me, Andrew stood out from the pack
The quickness of the entire process, and response. The ease in refinancing.
Andrew as well as Tanya were great. I have zero complaints about either. The problem came from when funds were to be sent via FedEx. My mail goes to a PO Box but they do have my physical street address but chose to use snail mail to send checks...
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Having Andrew assist us was the best experience ever. He did not take weeks to ask us for documentation instead if something was missing he would immediately email and followed up with a call. He made it very easy. We liked his service so much...
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Competitive rates, good service, quick closing, pleasant company to work with
This process took 4 months and several days. Weeks went by with no communication. I wound up dealing with three different people from start to finish. I was repeatedly asked for documents from November through closing in March when I specifically...
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Andrew was excellent! He, and his management, in his absence, went above & beyond to answer all of our questions and make sure we understood everything. Great communication!
Andrew had the patience to assist me in getting this refinance done even when others said it couldn't be done.
delayed many times. Took too long for the loan approval, just couldn't what documents they wanted.
I believed this the faults of the underwriters. For instance, when the loan amount was reduced, I was not told till closing
Need better communication during whole process.
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
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