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Amy Helmen, Ruoff Mortgage - Senior Loan Officer | NMLS# 234556 | Ruoff Mortgage NMLS# 141868 in South Bend, IN

Amy Helmen, Ruoff Mortgage

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Senior Loan Officer | NMLS# 234556 | Ruoff Mortgag...

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Additional Licenses: NMLS# 234556. My customer service philosophy is rooted in respect, honesty, and clear communication. I understand that buying or refinancing a home—especially for first-time homebuyers—is a major life decision, and I’m ... Show More
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Reviews from Web
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    Khayla C
    Posted on March 17th, 2026 03:07 PM
    Amy and Pam were an amazing team. They were very professional and quick to respond to any concerns. They made the process very easy and the kiddos loved them.
    Reply from Owner
    March 28th, 2026 10:58 AM
    Khayla, it’s gratifying to know that you found my collaboration with Pam to be smooth and professional. I'm pleased we could address your concerns promptly and make the process straightforward for you. Thank you for sharing such positive feedback....
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    Joseph C
    SOUTH BEND, IN
    Posted on March 17th, 2026 03:07 PM
    Amy was amazing to work with. She was on top of things and very helpful.
    Reply from Amy Helmen, Ruoff Mortgage
    March 17th, 2026 05:18 PM
    You and Khayla were such a pleasure to work with. Wishing you many happy years in your new home!
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    Amy R
    Posted on March 6th, 2026 04:12 PM
    Amy Helmen is the best loan officer in town! She is extremely knowledgeable about her profession and very clearly cares for her clients. She always showed patience with my high maintenance needs and kept me informed along the way and solved...
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    Reply from Owner
    March 17th, 2026 10:22 AM
    Amy, it’s heartening to receive such generous feedback. I'm glad that my knowledge and dedication made a positive impact on your experience. Having the opportunity to assist you with patience and resolve any issues proactively was important...
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    Amy L R
    EDWARDSBURG, MI
    Posted on March 6th, 2026 04:10 PM
    It is clear that Amy Helmen is extremely knowledgeable in her profession and actually cares for her clients. MANY times I kept her on the phone about 10 times longer than I should have asking loads of questions and she always showed patience...
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    Reply from Amy Helmen, Ruoff Mortgage
    March 9th, 2026 07:35 PM
    I really appreciate your positive feedback, Amy. No matter how many questions you had I was happy to talk through every scenario and then some. Helping clients like you is what I enjoy most!
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    Emily M
    Elkhart, IN
    Posted on March 2nd, 2026 05:38 PM
    Amy was helpful and knowledgeable! We really appreciated working with her
    Reply from Amy Helmen, Ruoff Mortgage
    March 6th, 2026 04:22 PM
    I genuinely appreciated the opportunity to work with you and Alan. Wishing you many happy years in your new home! If you have any questions or need anything in the future, please don't hesitate to reach out.
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    Antonio T
    Niles, MI
    Posted on February 13th, 2026 03:09 AM
    Amy was always upfront about the process, available when needed and was conscientious about my work schedule when reaching out. Great experience working with her for the second time.
    Reply from Amy Helmen, Ruoff Mortgage
    February 13th, 2026 03:36 PM
    Your responsiveness and communication made the process go smoothly Antonio. It was a pleasure working with you again and if you need anything in the future I am happy to assist.
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    Soneka W
    Mishawaka, IN
    Posted on January 29th, 2026 01:51 AM
    Great communication
    Reply from Amy Helmen, Ruoff Mortgage
    January 29th, 2026 03:43 PM
    Soneka, I appreciate your feedback on the communication. It was a pleasure working with you, and I'm glad to hear it met your expectations. If there's anything else I can assist you with, please feel free to reach out.
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    Jacob F
    Posted on January 19th, 2026 04:15 PM
    Amy Helmen, Ruoff Mortgage has received a review with 5 star rating from Jacob F
    Reply from Owner
    January 30th, 2026 12:34 AM
    I'm grateful for your positive rating, Jacob. If there's anything more I can do for you, please don't hesitate to reach out.
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    Jacob F
    Mishawaka, IN
    Posted on January 19th, 2026 04:15 PM
    Cannot speak highly enough about Amy. Already reccommended her to some family in town. I told her many times throughout the process how much i appreciated her help.
    Reply from Amy Helmen, Ruoff Mortgage
    January 22nd, 2026 07:33 PM
    I'm grateful for the trust you've shown by recommending me, Jacob. It was my pleasure to guide you and Abby through the process, and I appreciate all the kind words you've shared. You know I am still here to assist with anything that comes...
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    Bethany E
    South Bend, IN
    Posted on January 2nd, 2026 04:34 PM
    Amy was incredibly kind and understanding with this as my first home buying experience. I was kept very informed about where we were in the process.
    Reply from Amy Helmen, Ruoff Mortgage
    January 5th, 2026 08:11 PM
    It was so nice working with you and I'm glad I could help guide you through the process, Bethany. Happy you are reducing your commute time especially in the winter. Please reach out if there is anything else I can help with.
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    About
    Additional Licenses: NMLS# 234556. My customer service philosophy is rooted in respect, honesty, and clear communication. I understand that buying or refinancing a home—especially for first-time homebuyers—is a major life decision, and I’m committed to making the process as smooth and stress-free as possible. Whether you're purchasing your first home or refinancing an existing one, I provide reliable guidance every step of the way. Licensed in both Indiana and Michigan, I’m proud to help clients navigate their home financing journey with confidence and clarity.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 234556
    Awards
    Ruoff Experience award
    Ruoff Experience a...
    Hobbies
    • Travel
    • Golf
    • Gardening
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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