Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    J
    Joshua L
    Highland Lakes, NJ
    Posted on December 1st, 2023 04:44 AM
    Winston was amazing
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:55 PM
    I'm delighted to hear that you had a wonderful experience with us at Alterra Home Loans, Joshua. We strive to provide the best service to our clients and your feedback about Winston is very much appreciated. It is always gratifying to know...
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  • Encompass
    J
    JORGE R
    Hamilton, NJ
    Posted on November 29th, 2023 02:48 PM
    ..........
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:56 PM
    I'm truly grateful for your high rating and positive review, JORGE. Your satisfaction is my utmost priority, and it's fantastic to know that you had a great experience with Alterra Home Loans. If there are any further financial needs or inquiries...
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  • Encompass
    M
    Melvin A D
    Paterson, NJ
    Posted on November 18th, 2023 04:03 PM
    😀😀😀😀😀😀😀😀😀😀😀😀😀😀
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:56 PM
    Thank you, Melvin, for your glowing review and top rating! I'm thrilled to see your satisfaction symbolized through so many cheerful emojis. Here at Alterra Home Loans, our aim is always to provide top-notch service to our clients. Your feedback...
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  • Encompass
    B
    Brayan Z
    Wayne, NJ
    Posted on November 2nd, 2023 01:52 AM
    Winston and the team were exceptional, provided a lot of value to help close the loan as efficiently as possible.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:57 PM
    I'm truly appreciative of your kind words, Brayan. I'm thrilled you had such a positive experience with our team here at Alterra Home Loans. We work hard to make the loan process as smooth and efficient as possible for our clients. Your feedback...
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  • Encompass
    M
    Mariana P
    Union, NJ
    Posted on October 25th, 2023 01:16 PM
    Will never do business with a different lender!!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:58 PM
    Thank you so much, Mariana, for your kind review and the perfect rating! I'm delighted to hear of your positive experience with us at Alterra Home Loans. It's our goal to provide top-notch service to our customers and I'm thrilled that we've...
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  • Encompass
    V
    Vianessa C
    Paterson, NJ
    Posted on October 24th, 2023 06:31 PM
    efficient and fast communication with the client
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:59 PM
    Thank you so much, Vianessa, for your 5-star review. At Alterra Home Loans, we always strive to provide efficient and prompt communication. Your feedback is greatly appreciated. Please don't hesitate to reach out should you need anything in...
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  • Encompass
    J
    Jholdy C
    Paterson, NJ
    Posted on October 22nd, 2023 04:55 PM
    Let’s close more deals 🙂 Keep up the great job
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:59 PM
    Thank you for your kind words and encouraging feedback, Jholdy. I'm thrilled to hear that you had a positive experience with Alterra Home Loans. Your satisfaction is my top priority, and it's great to know that I was able to meet your expectations....
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  • Encompass
    N
    Nadiah M A
    Garwood, NJ
    Posted on October 13th, 2023 10:16 AM
    Winston and Dez were very effective communicators which made the entire process seamless. Truly enjoyed working with Winston from start to finish he was always a phone call away whenever we needed anything.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:01 PM
    I'm thrilled to hear that you had such a positive experience with us at Alterra Home Loans, Nadiah. It's always our goal to provide effective communication and make the loan process as seamless as possible. We're delighted that Winston and...
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  • Encompass
    C
    Carlos A S
    North Bergen, NJ
    Posted on October 7th, 2023 11:59 PM
    Winston is the best
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:02 PM
    Thank you for your wonderful review, Carlos. It's a pleasure to hear you had a positive experience with Alterra Home Loans. We strive to provide the best service for our clients and your feedback helps us to continue doing so. Please don't...
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  • Encompass
    A
    Ariadna F
    South Amboy, NJ
    Posted on September 28th, 2023 06:26 PM
    Everyone was kind and was willing to help. I was happy to have a great team.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:50 PM
    I'm truly grateful for your positive feedback, Ariadna. My primary goal at Alterra Home Loans is to provide exceptional service and help my clients throughout their journey. It's wonderful to hear that you felt supported by our team. Our commitment...
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).