Fernando Ospina | Alterra Home Loans | Parsip...
President | NMLS # 1544621
As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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I wanted to take a moment to express my sincere gratitude and satisfaction with the outstanding service that my office have received from you as my preferred loan officer. Your dedication and expertise have made all loan application process...
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Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:18 PM
Lim! I truly appreciate your kind words and the time you took to leave such a positive review. I'm thrilled to hear you found the loan application process to be smooth and stress-free, as it's always my goal to make the financial journey as...
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Thank you Winston for always delivering great customer service, professionalism and providing the best experience for my clients.
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:18 PM
Thank you very much, Meagan, for your kind words and the excellent rating. At Alterra Home Loans, we strive to provide our clients with the best service and a seamless experience. It's always encouraging to hear about happy clients and positive...
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Fernando and Winston are the best lenders ever. Thanks for always closing my deals, I love working with you guys:)
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:19 PM
I'm thrilled to hear of your positive experience, Mayiyi! It's our top priority at Alterra Home Loans to ensure each deal is closed smoothly and efficiently. Your kind words mean the world to Winston and me. We thoroughly enjoy working with...
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The whole team, Especially Winston and Fernando
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:19 PM
It's truly rewarding to hear such positive feedback, Felix! We're thrilled that you had a great experience with our team, particularly with Winston and myself. We always aim for customer satisfaction and it's wonderful to know we have achieved...
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the support they always had and at all times
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:20 PM
I'm so glad to hear that you were satisfied with the support we provided at Alterra Home Loans. Our team always strives to be there for our clients at all times. Thank you for the perfect rating, Yenifer. It's been a pleasure to serve you....
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I’m happy with my new house I loved that they were on point with all the paper work
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:21 PM
Thank you so much, Nicole, for the 5-star review. It was an absolute pleasure to assist you with your home loan process at Alterra Home Loans. We strive for efficiency and precision in all our paperwork, and I'm glad to hear we hit the mark...
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Everything
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:59 PM
Thank you, Emiliano, for your perfect rating and kind feedback. At Alterra Home Loans, we strive to provide the best service possible and I'm delighted to hear that you had a positive experience. Your satisfaction is our utmost reward. Please...
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Thank you so much. My clients are always happy with end result. And appreciate all the great communication and the quick responds to questions. Winston is awesome at what he does. Thank you
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:22 PM
I'm truly grateful for your kind words, Kelly! Our team here at Alterra Home Loans in Parsippany, NJ, is committed to providing top-quality service and communication to our clients. Your satisfaction is always our top priority, and it's fantastic...
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Good service,
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:23 PM
I'm absolutely thrilled to hear that you had a positive experience with our service, Tanjina. It was a pleasure assisting you and receiving a full 5-star rating confirms that we're on the right track. We're committed to providing good service...
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Regarding the bank agent with whom I work, he is very cordial and kind, he helped me solve problems that arise in the loan process, he was clear with the numbers and always stayed connected for any question.
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 09:24 PM
I appreciate your kind words, Jackeline. I'm delighted to hear that you had a positive experience working with me. At Alterra Home Loans, we aim to provide the best service to our customers and make the loan process as simple as possible. Your...
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About
As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
Conventional
VA
ITIN
DPA
DSCR
Mortgage Lending
FHA, VA, Conventional, NON-QM, ITIN
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Positions
- Alterra Home Loans - President Oct 15th, 2018 - Current
Memberships
- NAHREP
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544621
Achievements
- 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
Hobbies
- Skiing
- Fishing
- Hockey
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Disclaimer
Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).