Fernando Ospina | Alterra Home Loans | Parsip...
President | NMLS # 1544621
As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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excellent communication
Reply from Fernando Ospina
March 14th, 2024 06:15 PM
I appreciate your feedback, Elsa. It's great to hear that you found our communication to be excellent at Alterra Home Loans. We strive to keep our clients well-informed and comfortable throughout the process. Your positive rating means a lot...
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Winston was great throughout the whole process!
Reply from Fernando Ospina
March 14th, 2024 06:16 PM
I appreciate your kind words, Brayan. It was a pleasure to be part of your home loan process. Here at Alterra Home Loans, we prioritize our customers' satisfaction and I'm glad that my efforts have left a positive impact. Please don't hesitate...
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Winston and his team are awesome. Answers all question and is always available when needed. Works fast, we were able to close in less then a month. Was a smooth process.
Reply from Fernando Ospina | Alterra Home Loan...
March 14th, 2024 06:17 PM
Thank you so much for your kind words, Kelly. I'm thrilled to hear that you found my service efficient and satisfying. I always strive to make sure my clients have the smoothest experience possible with Alterra Home Loans. Don't hesitate to...
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A true professional lending experience. Responsive and attentive. Highly recommend Alterra Home Loans for your home loan needs.
Reply from Fernando Ospina | Alterra Home Loan...
March 14th, 2024 06:22 PM
I am truly grateful for your kind words, Julian. It was a pleasure to assist you and I'm glad that you found value in the service I provided during your experience with Alterra Home Loans. Your recommendations mean a lot to us. Please do not...
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They make my drink true
Reply from Fernando Ospina | Alterra Home Loan...
February 8th, 2024 04:40 PM
I'm thrilled to hear that you had such a positive experience with us at Alterra Home Loans, Freddy! Your satisfaction is our utmost priority, so it's wonderful to know that we could make your dream come true. Thank you for the 5-star rating....
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You Guys are great . Love Alterra Home loans . Joshua and Angelica are the best thing that happened to me in 2023. Let’s keep Pushing !
Reply from Fernando Ospina | Alterra Home Loan...
February 8th, 2024 04:40 PM
I'm absolutely thrilled to hear your positive feedback, Felipe. We here at Alterra Home Loans, including Joshua and Angelica, work diligently to provide the best service to our beloved customers. Your review indeed motivates us to keep pushing...
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There communication was on top! And i learned so much along the way. I’m just grateful that everything worked out.
Reply from Fernando Ospina | Alterra Home Loan...
January 2nd, 2024 12:27 AM
I'm incredibly grateful for your kind words and stellar rating, Jennifer! It's fantastic to hear that you felt well-informed and satisfied with the communication throughout the process. Your success is always our top priority here at Alterra...
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Mr. Winston was a pleasure to work with. He was professional, patient and very understanding when it came to dealing with difficult family members. He informed me and encouraged me through the whole process. I was grateful to have him on my...
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Reply from Fernando Ospina | Alterra Home Loan...
December 28th, 2023 04:05 PM
Thank you so much, Petrina, for your kind words and the fantastic 5-star rating. I'm delighted to hear that you had a positive experience with Winston at Alterra Home Loans. Your satisfaction is my priority, and it was a pleasure to guide you...
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they (LO & processor) pulled off a miracle getting this loan funded before the seller lost the house to foreclosure at auction.
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 08:53 PM
Thank you so much, Michael, for the exceptional rating and great review. Ospina | Alterra Home Loans | Parsippany, NJ
Fernando and Winston, was my main contact and he was phenomenal to work with great communication skills, always available, and made the process smooth and transparent to the team,
Reply from Fernando Ospina | Alterra Home Loan...
December 27th, 2023 08:55 PM
I'm truly grateful for your kind words, Manmohan. Making the loan process smooth and transparent is one of my top priorities, so I'm glad that it worked well for you. Your 5-star rating is much appreciated. Please don't hesitate to reach out...
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About
As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
Conventional
VA
ITIN
DPA
DSCR
Mortgage Lending
FHA, VA, Conventional, NON-QM, ITIN
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Positions
- Alterra Home Loans - President Oct 15th, 2018 - Current
Memberships
- NAHREP
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544621
Achievements
- 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
Hobbies
- Skiing
- Fishing
- Hockey
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Disclaimer
Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).