Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    H
    Hanoi S A
    Morristown, NJ
    Posted on December 3rd, 2022 02:48 PM
    Always a pleasure doing business with Alterra and the team.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:42 PM
    I'm truly grateful for your high rating and positive review, Hanoi. Ensuring your satisfaction throughout the process is our top priority at Alterra Home Loans. It's always a pleasure doing business with you, and we look forward to our continued...
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    G
    Gary C J
    Old Bridge, NJ
    Posted on November 27th, 2022 12:35 AM
    Fernando’s team was always prompt and quick to answer question regardless the time or day. Responses were always quick and often given with plenty of detail to truly understand the situation
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:43 PM
    I am immensely grateful for your generous review, Gary. My team at Alterra Home Loans and I always strive to provide prompt and detailed answers to all inquiries. Your positive feedback motivates us to maintain this level of service. We thank...
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    M
    Mariana P
    Ringwood, NJ
    Posted on November 4th, 2022 12:11 PM
    Theres was so much communication throughout the transaction. The Client always knew what was going on.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:44 PM
    Thank you for your wonderful review, Mariana. I'm glad to hear that you appreciated our constant communication throughout the transaction. It's our goal at Alterra Home Loans to keep our clients informed and updated at all times. It was a pleasure...
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    Eduardo V
    Dunellen, NJ
    Posted on October 28th, 2022 04:15 PM
    You guys are the best !!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:44 PM
    Eduardo, I'm delighted to hear that you had a positive experience with us at Alterra Home Loans. Your 5-star rating means a tremendous amount to our team. We continuously strive to provide top-notch service, and your feedback validates our...
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    M
    Magaly Y R
    Milltown, NJ
    Posted on October 21st, 2022 11:21 AM
    Winston is The most kind and Helpful gentleman. It's always great to work with people like him.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:45 PM
    Thank you so much for your generous review, Magaly. It's always a pleasure to work with clients like you. We're thrilled to hear that you had a great experience with Winston and our team at Alterra Home Loans. Your kind words and five-star...
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    M
    Maribel G
    Belleville, NJ
    Posted on October 10th, 2022 01:17 PM
    Good communicate
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:47 PM
    I am truly grateful for the 5-star rating and the positive feedback, Maribel. Your words have reinforced what we at Alterra Home Loans strive for - effective and good communication. It was a pleasure to assist you with your home loan needs....
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    Leah F
    Green Brook, NJ
    Posted on October 7th, 2022 08:34 PM
    Winston was a huge help. Always super responsive, professional and informative. He went above and beyond to answer buyers questions no matter the day or time. He also saved the day by coming up with a solution to a to last minute issue so we...
    read more
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:45 PM
    Thank you for your generous review, Leah! I'm thrilled to hear that you had a positive experience with us. Your feedback regarding Winston's support is greatly appreciated, and I'm especially glad he was able to assist in resolving a last-minute...
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  • Encompass
    S
    Shivanie P J
    Kenilworth, NJ
    Posted on September 20th, 2022 08:07 PM
    Krystal! Rodriguez! is THE best. No complaints whatsoever just pure satisfaction with her services and performance as a professional. Efficient, patient, fast paced and communication is 100 out of 100.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:46 PM
    It's a pleasure to hear such positive feedback, Shivanie! I'm thrilled to learn that Krystal Rodriguez has provided you with top-notch service. Her efficiency, patience, and communication skills are indeed some of her many strengths. We aim...
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    A
    Angela Z
    Old Bridge, NJ
    Posted on September 19th, 2022 04:10 PM
    Fernando and Winston were phenomenal! A challenging file at moments but they were definitely the cream of the crop!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:47 PM
    I'm thrilled to hear that you were satisfied with the service provided by me and my colleague, Winston. We aim to navigate through each file, no matter how challenging, and ensure our clients receive the best possible service. Your review means...
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  • Encompass
    J
    Jairo A
    Kenilworth, NJ
    Posted on September 13th, 2022 12:37 PM
    Great working with Krystle and the team. There was constant communication, and the transaction was just so smooth.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:49 PM
    Thank you, Jairo, for your glowing review and for rating us 5 stars. It's always our top priority to ensure a seamless transaction and constant communication throughout the process. We're thrilled that you had a great experience working with...
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).