Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    L
    Laurencio A
    East Orange, NJ
    Posted on September 13th, 2022 01:18 AM
    Everything
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:50 PM
    I'm truly grateful for your perfect rating and positive review, Laurencio. At Alterra Home Loans, we strive to provide everything our clients need and it's fantastic to know that we succeeded in your case. Your feedback is appreciated and it...
    read more
  • Encompass
    J
    Jose M V
    Scranton, PA
    Posted on September 7th, 2022 01:56 PM
    They have the perfect team I had the Great experience and Mr. Winston Ouckama always was there to helping me in any questions or concerns they exceeded all my expectations 100% 👍👍.
  • Encompass
    L
    Lesly J R
    Union, NJ
    Posted on August 23rd, 2022 10:36 AM
    Winston did a great job. Trust me I shall recommend
  • Encompass
    L
    Lourdes E M
    Roselle, NJ
    Posted on August 15th, 2022 02:51 PM
    The level of communication with us, and that you are always willing to explain us everything we need
  • Encompass
    M
    Martinez P
    Wayne, NJ
    Posted on August 9th, 2022 03:46 AM
    Excellent team and very nice and respectful
    Reply from Fernando Ospina | Alterra Home Loan...
    December 30th, 2023 05:52 PM
    Thank you, Martinez, for your kind words and rating! I truly appreciate your feedback. Customer satisfaction is a priority for me and my team at Alterra Home Loans. I'm glad to hear that you found our team to be excellent, nice, and respectful....
    read more
  • Encompass
    J
    Juan C M
    Union, NJ
    Posted on July 22nd, 2022 07:44 PM
    For the help and patience in the process. Thank you so much Fernando Ospina.
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    John F J
    Piscataway, NJ
    Posted on July 14th, 2022 09:17 AM
    No comment
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    M
    Maira A M
    Piscataway, NJ
    Posted on June 30th, 2022 05:38 PM
    communication, patience, comminment
  • Encompass
    I
    Isaac A G
    Rahway, NJ
    Posted on June 22nd, 2022 01:58 AM
    Great communication, good attention, friendly and always available for any information, such a great team.
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    Roger R P
    Union, NJ
    Posted on June 14th, 2022 07:34 PM
    I really like the way your personal try to help me when I was requesting information
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).