Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    M
    Mario E R
    Newark, NJ
    Posted on March 4th, 2023 12:38 PM
    Good work and satisfaction for the all proceeds
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:37 PM
    Thank you, Mario, for your kind words and the excellent rating! It's rewarding to know you're satisfied with the process and the work we did together. At Alterra Home Loans, we are committed to providing the best service to our clients, and...
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  • Encompass
    M
    Maria A M
    Chester, VA
    Posted on March 3rd, 2023 01:08 PM
    The app was super easy and helpful. Quick with responses
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:17 PM
    I'm genuinely glad to hear that you found our app easy to use and helpful, Maria. Your satisfaction is our top priority at Alterra Home Loans. We know how important quick responses are, so we strive to provide those consistently. Your positive...
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  • Encompass
    J
    Jorge R
    Avenel, NJ
    Posted on March 1st, 2023 01:36 PM
    Gracias...
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:34 PM
    Jorge, thank you so much for your kind words and the 5-star review. It was a pleasure to work with you on your home loan. At Alterra Home Loans, we strive to provide the best service to our clients. Please do not hesitate to reach out if you...
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  • Encompass
    J
    Jose A P
    Union, NJ
    Posted on February 18th, 2023 01:40 PM
    Great working with you guys, very professional team. I was very happy to be part of this ground breaking new program.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:36 PM
    Thank you very much, Jose, for the high rating and the positive review. It's wonderful to know you had a great experience working with our team at Alterra Home Loans. Your satisfaction is our top priority and we're thrilled to have been able...
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  • Encompass
    H
    Hector X R
    North Plainfield, NJ
    Posted on February 17th, 2023 01:05 PM
    Lack of coordination. I would have preferred to coordinate everything with one person instead of having to deal with a group that was created as a message group . Winston was very persistent , always available, he loves what he is doing and...
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    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:36 PM
    I appreciate your honest feedback, Hector. We aim for a seamless experience, so I apologize if the coordination wasn't as expected. However, I'm glad to know that Winston was able to help and provide you with the service you deserve. We continuously...
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  • Encompass
    L
    Linda R S
    Newark, NJ
    Posted on February 14th, 2023 08:54 PM
    The communication was great, the process was smooth and timely.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:39 PM
    Thank you, Linda, for your glowing review and perfect rating! It's wonderful to hear that you found our communication effective and the process seamless and prompt. At Alterra Home Loans, we strive to provide the best possible service and your...
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  • Encompass
    M
    Maria G
    Newark, NJ
    Posted on January 29th, 2023 05:06 AM
    Winston & and the team were great. They took over in the middle of a transaction that was going bad, they closed us in under a month. Easily one of the smoothest transactions I've had. I look forward to working with you guys in the future.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:42 PM
    I'm thrilled to hear that your experience with our team was a positive and efficient one, Maria. We always strive to provide top-notch service and meet our clients' expectations. Knowing that we were able to turn a potentially negative situation...
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  • Encompass
    R
    Ricardo M M
    Elizabethport, NJ
    Posted on January 27th, 2023 02:08 PM
    The whole process was very well organized. there was a lot of communication
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:43 PM
    Ricardo, I'm glad to hear that you found our process well-organized and that you appreciated the communication. Our team at Alterra Home Loans always aims to provide the best service possible. Your positive feedback and 5-star rating truly...
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  • Encompass
    J
    Jasmin O
    Hewitt, NJ
    Posted on January 4th, 2023 07:48 PM
    Excellent service and professional staff
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:43 PM
    I'm deeply grateful for your kind words and the perfect rating, Jasmin. Here at Alterra Home Loans, we strive to provide the best service and professionalism possible. It's wonderful to hear that you had such a positive experience. Please don't...
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  • Encompass
    F
    Francisco M
    Linden, NJ
    Posted on December 28th, 2022 12:07 AM
    Fernando was very knowledgeable answered all questions and work very hard to help us get the house we wanted !
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:44 PM
    Thank you so much for your kind words, Francisco. I'm thrilled to hear you had a 5-star experience. I’m glad I could provide the expertise needed to help you obtain your dream home. It was truly a pleasure working with you! Please don't hesitate...
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).