Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 975-7947
Parsippany, NJ
https://www.goalterra.com/agent-profile/fernando-ospina-102647643
https://myloan.goalterra.com/borrower/signup/fospina@goalterra.com
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  • Encompass
    J
    JOHN P
    Clifton, NJ
    Posted on May 2nd, 2023 02:02 PM
    Great team from beginning to end communication was great and done in a timely manner
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:05 PM
    Thank you, John, for your fantastic review and top rating. I'm thrilled to hear you had a positive experience with our team at Alterra Home Loans. We always strive to provide efficient and effective communication throughout the entire process,...
    read more
  • Encompass
    K
    Kristle A F
    Columbia, NJ
    Posted on May 1st, 2023 12:12 PM
    Winston !!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:11 PM
    I appreciate your positive feedback, Kristle! I'm thrilled to see that your experience with us at Alterra Home Loans earned a 4.83-star rating. It's always our goal to provide exceptional service. Your support means a lot, and I look forward...
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  • Encompass
    M
    Marium H
    Columbia, NJ
    Posted on April 28th, 2023 04:51 PM
    Winston is great, I’m definitely going to be doing more business with him. He was super attentive with our client and made sure to educate her throughout the whole process. Thank you Winston!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:10 PM
    Thank you so much for the 5-star review, Marium! I'm thrilled to hear such positive feedback about Winston, and it's great to know that he was able to provide attentive service and valuable education throughout the process. We certainly look...
    read more
  • Encompass
    L
    Leonardo C
    New Providence, NJ
    Posted on April 28th, 2023 11:23 AM
    Very thorough and detailed. Buying a home is a complicated process but everything was simplified and explained making the home buying process simple with no surprises.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:13 PM
    Thank you for your kind words, Leonardo. It was my pleasure to assist you in navigating the home buying process. I strive to make complex processes as simple as possible and ensure my clients are well-informed, so I'm glad to hear you found...
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  • Zillow
    W
    Williamsevilla8
    Union, NJ
    Posted on April 27th, 2023 12:00 AM
    Huge shoutout to Fernando Ospina and his team for all of their hard work. I was originally going to work with another lender, but Fernando & Winston did everything to really get us the best deal possible!! Our interest rate was unbeatable in...
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  • Encompass
    R
    Ravinder P
    Old Bridge, NJ
    Posted on April 1st, 2023 02:09 PM
    Winston did the great job
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:30 PM
    Thank you for your positive feedback, Ravinder. I'm glad to hear that Winston did a great job! At Alterra Home Loans in Parsippany, NJ, we strive for excellence in all that we do. Your 4.50 out of 5 star rating is greatly appreciated and is...
    read more
  • Encompass
    R
    Ryand S
    Maplewood, NJ
    Posted on March 27th, 2023 12:14 PM
    The staff , got given credit very professional and proactive. We will always appreciate you all. Thank you
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:36 PM
    I'm absolutely thrilled to hear about your positive experience with us here at Alterra Home Loans. It's truly rewarding to know that our professionalism and proactivity have met your expectations. Your kind words mean a lot to us and will serve...
    read more
  • Encompass
    A
    Aidee S
    Maplewood, NJ
    Posted on March 26th, 2023 07:27 PM
    Great comunicación!!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:35 PM
    Thank you so much, Aidee, for your fantastic rating and review! I'm thrilled to hear that you found our communication to be so excellent. Here at Alterra Home Loans, we strive to provide the best service possible. Your feedback is greatly appreciated...
    read more
  • Encompass
    A
    Adriana U
    Haledon, NJ
    Posted on March 26th, 2023 01:28 PM
    Great service
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 09:35 PM
    I'm thrilled to hear that you're satisfied with the service you received, Adriana. It's always our goal at Alterra Home Loans to provide top-quality service to our customers. Your positive feedback really means a lot. Please don't hesitate...
    read more
  • Encompass
    E
    Eric E P
    Hollywood, FL
    Posted on March 11th, 2023 12:00 PM
    Winston couldn't have made this transaction any smoother. He walked us through step by step, giving us valuable information that best fit our financial needs. Most importantly, he CLOSED within a three week time frame. Couldn't be any happier!!...
    read more
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 10:16 PM
    Thank you, Eric, for the wonderful review and the 5-star rating. I'm delighted to hear that your transaction went smoothly and that you found our guidance valuable. At Alterra Home Loans, we strive to provide efficient and effective service,...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Awards
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
      • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).