

Joselin I. Chiu
Mortgage Broker | NMLS #1178544

We've got you, and we've got a plan. First home, self-employed, or turned down by your bank? Lumos Mortgage Group is a licensed mortgage broker (NMLS #2598846) serving Florida and Texas, led by Broker Owner Joselin Chiu with 22+ years in re... Show More
Location & Business Hours
Business Hours
Tues
10 AM to 7 PM
Wed
10 AM to 7 PM
Thu
10 AM to 7 PM
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About
We've got you, and we've got a plan. First home, self-employed, or turned down by your bank? Lumos Mortgage Group is a licensed mortgage broker (NMLS #2598846) serving Florida and Texas, led by Broker Owner Joselin Chiu with 22+ years in real estate financing. We take care of you like family, shop dozens of wholesale lenders for the right fit, and walk with you every step: first-time buyers and down payment assistance, self-employed borrowers and business owners (bank statement loans), real estate investors (DSCR), foreign nationals and ITIN borrowers, plus cash-out refinance and HELOC options. As a broker, not a lender, we work for you. Hablamos español. Call or WhatsApp us for a free consultation.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.