

Joselin I. Chiu
Mortgage Broker | NMLS #1178544

Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Purchased my 2nd home for investment porpouses. My experience with joselin was exceptional. She help me thru whole process explained the difference of being a home owner compared to a land lord. What risk where involved, and the difference...
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I've worked and used Joselin in the past and she is Extremely professional and knowledgeable. I highly recommend. She makes it happen for her clients.
So professional, so honest, so helpful. I only work with those I trust. Joselin had answers to all my questions, and I'm beyond grateful to go through this journey with her and her team as my husband and I purchase our very first home.
Joselin helped me tremendously and I would gladly recommend her to anyone looking to purchase a home as well as getting assistance with loans and mortgage finances.
If you are in the market to buy a house, I would strongly recommend Joselin's expertise in the mortgage industry. She is very thorough and clear in her detailed explanations of the loan application process. She responds to her calls and emails...
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She was a delight to work with. Loan closed on time and she took her time to explain everything every step of the way. I was able to contact her with any concerns, at any time and she would respond promptly.
Joselin did my loan for our home last year. i count on her professionalism and dedication to get my loan closed. She is always available and has great response time. I definitely recommend working with her.
Reply from Owner
March 19th, 2020 12:00 AM
Thank you for trusting in me Alarcon Family. It was such a pleasure to help a colleague in our industry find your new home. I look forward to hearing of your new memories in your home!
Joselin was so patient with us. Our case was a little complicated but she had all the answers and help us work through it. We had a deadline to meet and she was able to work with all the parties involved and really stay on top of things and...
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Working with Joselin has made a world of difference. It separates great service from mediocre service that other lenders provide. Joselin is very pleasant and easy to work with. I highly recommend her.
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.