Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
One word to describe Joselin is a Hustler! She never ceased to amaze me. She knows literally everything there is to know about the home buying process. If you're weary about who to choose to help you with the loan process I can tell you without...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Tyler, You WERE amazing! Thank you for trusting my team and I to help you purchase your first home!
One word to describe Joselin is a Hustler! She never ceased to amaze me. She knows literally everything there is to know about the home buying process. If you're weary about who to choose to help you with the loan process I can tell you without...
read more
Reply from Owner
March 19th, 2020 12:00 AM
Tyler, You WERE amazing! Thank you for trusting my team and I to help you purchase your first home!
One word to describe Joselin is a Hustler! She never ceased to amaze me. She knows literally everything there is to know about the home buying process. If you're weary about who to choose to help you with the loan process I can tell you without...
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As a first time home buyer and knowing nothing about this process Joselin was truly a blessing. First, she is very knowledgeable in her career and really thinks of what is best for your family and situation. Very easy to talk to and explains...
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Reply from Owner
March 19th, 2020 12:00 AM
Ashley, it was such a pleasure to help your family find home! Always keep me in mind for anything you may need, I am here to help!
I have to say Joselin made the whole process stress free and seamless from start to end. She explained every step of the process to us and guided us thru each question we raised. She always answered us promptly and made us feel like family....
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Reply from Owner
March 19th, 2020 12:00 AM
Mijares familia, I wanted to take a moment to thank you for trusting me with the purchase of your home. It was such a pleasure to be your lender in such an important time of your life!
Joselin pulled out all the stops on making our 1st time purchase a stress free experience! Her attention to detail and communication skills exceeded expectations. She is very honest and will always keep you informed throughout the home buying...
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Reply from Owner
March 19th, 2020 12:00 AM
Vega Family, I wanted to take a moment to thank you for trusting in me throughout the purchase of your first home. Thank you for the opportunity to serve you, I am excited for your new home and the memories you will create. Please keep in mind...
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As a first time home buyer, Joselin made my experience as smooth as possible and was there along the way every step of the way. Joselin was very attentive at all times and was extremely helpful. Would definitely recommend!
Reply from Owner
March 19th, 2020 12:00 AM
Mr. Martin, I truly appreciate your feedback. Thank you for trusting in my team and I to help you purchase your first home. I look forward to staying connected!
Joselin: one word the goat lol. Joselin was a blessing to my wife and I while starting, in, and finalizing the process of first time home buying. I would definitely be referring Caliber Home loans: Joselin to anyone I make contact with that...
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Reply from Owner
March 19th, 2020 12:00 AM
Steven, this was such a touching review. Thank you so much for trusting in my team and I throughout the purchase of your first home. It was truly my honor to be of assistance to you.
I was a banker for 17 years. I have very realistic expectations of the lending process. From the moment Joselin opened our file, I was impressed with her attention detail as well as the prompt responses we received throughout underwriting....
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Reply from Owner
March 19th, 2020 12:00 AM
FLAWLESS is such a wonderful compliment. Thank you so much for trusting in my team and I to help you home! I look forward to staying connected!
This woman was the best part of becoming a new home owner. She made this process fast and easy. Not only did she respond to every single crazy question I had but was there to cross all T's and dot all I's. She was there the day I closed to...
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Reply from Owner
April 25th, 2024 12:00 AM
Thank you for you feedback. I am so happy to have been a part of your process and am grateful for your trust. Keep me in mind no matter what comes to mind, I will always be a call away for any crazy questions :)
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.