Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin, is truly the best at what she does. She is professional, kind, and extremely knowledgeable on her craft. The team that she put together worked day and night to get my loan approved in just 9 days which is unheard of. The process was...
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Jos was so helpful, Her knowledge and experience is what sets her apart from other loan consultants. She made the whole process run smoothly and was always available to answer any questions or concerns we had. We appreciate all the hard work...
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Reply from Owner
July 8th, 2020 06:05 PM
Gomez Family, thank you for sharing your experience with my team and I. It was such a pleasure to have helped you home easy-smooth-and FUN! It was such a delight to be a part of your process.
Jos was so helpful, Her knowledge and experience is what sets her apart from other loan consultants. She made the whole process run smoothly and was always available to answer any questions or concerns we had. We appreciate all the hard work...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Gomez Family. It was such a pleasure to help your growing family on your first home! Cheers to so many beautiful memories!
Joselin, is truly the best at what she does. She is professional, kind, and extremely knowledgeable on her craft. The team that she put together worked day and night to get my loan approved in just 9 days which is unheard of. The process was...
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Reply from Owner
April 25th, 2024 12:00 AM
Jensen, thank you for your feedback. It was such a pleasure to be able to make this happen for your family and the future of whats to build from this for you all. Thank you for your continued trust and I happy to always help you with your real...
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Jos was so helpful, Her knowledge and experience is what sets her apart from other loan consultants. She made the whole process run smoothly and was always available to answer any questions or concerns we had. We appreciate all the hard work...
read more
Reply from Owner
March 19th, 2020 12:00 AM
Thank you Gomez Family. It was such a pleasure to help your growing family on your first home! Cheers to so many beautiful memories!
Joselin is extremely professional and hard-working. She goes the extra mile for you and no question is too trivial for her to look into and answer for you. I had an excellent experience working with her and highly recommend her. A+!
Reply from Owner
March 3rd, 2020 04:48 PM
Michella, thank you for your review. You were amazing all the way through! It was so nice to help you close on your very first home! So happy to have helped!
Joselin is the best to work with. She is bilingual and does go well above.
Reply from Owner
March 3rd, 2020 04:48 PM
Thank you Jeff! It was my pleasure to have worked alongside your powerhouse of a team! Thank you for trusting in me. I look forward to growing together!
Joselin pulled out all the stops on making our 1st time purchase a stress free experience! Her attention to detail and communication skills exceeded expectations. She is very honest and will always keep you informed throughout the home buying...
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Reply from Owner
March 3rd, 2020 01:11 AM
Jamie, it was such a pleasure helping you guys find home! Following you on Facebook has been such a blessing, watching your family creating memories and enjoying your home warms my heart. I am Always here to help! Thank you for trusting in...
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JOS is very professional and proactive. We had a very smooth transaction when we worked together with the Martin family. The buyers were very happy and so was I. Thanks again JOS and keep up the good work!
Reply from Owner
March 3rd, 2020 12:43 AM
Thank you Adrian! It was such a pleasure to help Martin out. Thank you for trusting in my team. I look forward to serving you and your business.
Working with Joselin has been a complete pleasure. She is kind, honest, knowledgeable, and hardworking. I gladly recommend her, as those characteristics are hard to come by. Looking forward to our continued growth while helping families in...
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Reply from Owner
March 3rd, 2020 12:44 AM
Thank you Jessica. You have always been such a delight to work alongside of. Thank you for trusting in me with your business and clients. I am so excited to continue growing with you!
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.