Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin was on top of the process, she was very help with all of the details and was able to identify possible issues before they came up.. Joselin was extremely knowledgeable and helpful.. would highly recommend.
Reply from Owner
April 25th, 2024 12:00 AM
Thank you for your feedback. It was such a pleasure to be of guidance to your family in this process. Keep me in mind as you continue to navigate through your home ownership journey, I am always a call away & Happy to Help!
Joselin works with professionalism, and puts in an enormous amount of effort in every area from beginning to end. She is very thorough and detail oriented. She knows her trade well and will offer her insights and even recommendations, should...
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Reply from Owner
March 19th, 2020 12:00 AM
Michella, I truly appreciate your kind words and the trust you placed in me throughout your first purchase. I will forever be here to help you in anything you may need. Thank you and I look forward to hearing all the wonderful memories you...
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Joselin positive energy and her welcoming what made me come back and work with her I went to other lenders to see other options but non of them gave me the service joselin gave me,she made me feel that she cares and want to help me a 100 percent...
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Joselin has helped us tremendously on purchasing our house. She takes the job personal and cooperates with her client all the road until everything is set up. Her analysis is very accurate from the beginning and very efficient by interacting...
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Reply from Owner
April 25th, 2024 12:00 AM
Luis, your transaction was a memorable one for me. Thank you for your trust and confidence in my team to help make this happen for your family. I hope to continue to serve you as the years pass by, no matter the season. Always happy to help!...
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I would like to this opportunity to personally thank Joselin and her team for the tedious but precise performance they give to their clients. We have bought many houses and times have certainly changed the extensive documentations that owners...
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Joselin and her team are absolutely amazing! My husband and I are first time home buyers and I honestly believe I wouldn’t be a home owner without the help of Joselin. She guided me every step of the way and explained absolutely everything!...
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Reply from Owner
March 19th, 2020 12:00 AM
Familia Del Toro, Thank you so much for your trust in helping you find home. I am excited for the memories your family will create in your new home. Best Wishes always! - Jos
Joselin was heaven sent. We found her because someone highly recommended her to us, and we had no idea what to do, so just went with it. It was the best choice we could’ve made. Joselin made everything seamless, and was always ahead on everything....
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Reply from Owner
March 19th, 2020 12:00 AM
Rodriguez family, you guys were so good to me! Thank you so much for trusting in me throughout the purchase of your first home, and then for referring your mother to me to help her move into her forever home. Your family was such a pleasure...
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I recently purchased my first property, and Joselin had a huge role in the experience. She not only provided an exceptional lenders experience, but she was what seemed to be readily available for any questions or concerns I called in reference...
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Joselin was so great to work with. It was our first time buying a house and she helped through every step. She was prompt and on top of things, even more than our realtor was.
Joselin is extremely patient, thorough, professional, fast working, resourceful, and honestly she is very quick to answer any questions you have whenever you have them. I cannot rate her high enough and thank her for all she did to help us...
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Reply from Owner
March 19th, 2020 12:00 AM
I love this! Thank you so much Monserrate Family. I look forward to hearing all the wonderful memories created in your home! Thank you for trusting in my team and I to make this happen for your family.
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.