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Eric Melling -1st Security Bank - Loan Officer | NMLS # 815225 in Kennewick, WA

Eric Melling -1st Security Bank

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Loan Officer | NMLS # 815225

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With over 20 years in mortgage lending, I help clients across Tri-Cities and Washington navigate home buying, refinancing, and new construction loans. Whether you're a first-time homebuyer or a seasoned homeowner, I’m here to make your loan... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
Sun
closed
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Overall Ratings
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5 Star
95%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Ryan D B
    Kennewick, WA
    Posted on May 19th, 2024 04:16 PM
    Thank you Eric and Team for making this dream a reality.
    Reply from Eric Melling
    May 20th, 2024 05:18 PM
    Hi Ryan, it's fantastic to hear that you've had a positive experience with us here at 1st Security Bank Home Lending. Your kind words mean a lot. Making dreams come true is exactly what our team strives for, and we're thrilled we could do that...
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    Todd K
    Burbank, WA
    Posted on May 18th, 2024 05:05 AM
    Closed in 14 days 👊🏻😜
    Reply from Eric Melling
    May 20th, 2024 05:18 PM
    I'm thrilled to hear that you're happy with how quickly we closed, Todd! Here at 1st Security Bank Home Lending, our aim is to make the process as efficient and straightforward as possible for our clients. Your awesome rating is much appreciated....
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    Cheyenne P
    Burbank, WA
    Posted on April 9th, 2024 03:38 AM
    Our lending officer Eric was very helpful and flexible with his time! Whenever we had questions, he was right there to answer them. Never hid anything from us and was very trustworthy. When he told was a date and ten, especially the date of...
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    Reply from Eric Melling
    May 20th, 2024 05:19 PM
    I'm absolutely thrilled to hear about your positive experience, Cheyenne! It was a pleasure assisting you with your lending needs. I believe in providing transparent and reliable service, so I'm glad my commitment shone through. I always strive...
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    Steve S
    Richland, WA
    Posted on March 3rd, 2024 03:22 PM
    Smooth process
    Reply from Eric Melling
    May 20th, 2024 05:19 PM
    I'm thrilled to hear that you found the process smooth, Steve. It's always my goal to provide a hassle-free experience for my customers at 1st Security Bank Home Lending. Don't hesitate to reach out if you need anything else in the future....
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    Ginger S
    Richland, WA
    Posted on January 23rd, 2024 09:37 PM
    Eric was very friendly, helpful and informative. The process simple and straightforward; more importantly, there were no surprises. I already have referred family members to Eric, and I will continue to refer as I come across people needing...
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    Reply from Eric Melling
    January 24th, 2024 07:34 PM
    I truly appreciate your kind words, Ginger. It was a pleasure assisting you and making your process with 1st Security Bank Home Lending as straightforward as possible is always a priority for me. I'm thrilled you felt comfortable referring...
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    Stephen J K
    West Richland, WA
    Posted on January 3rd, 2024 01:55 PM
    Eric was extremely attentive to our needs
    Reply from Eric Melling
    January 4th, 2024 06:26 PM
    Thank you, Stephen, for your positive review and rating. I'm glad to hear that I was able to attend to your needs effectively. It's always a priority for us at 1st Security Bank Home Lending to ensure our clients feel heard and well-served....
    read more
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    Keeley W
    Posted on December 12th, 2023 07:27 PM
    I recently had the pleasure of working with Eric to help our clients purchase their new home. Eric’s tenured experience and knowledge of today’s lending programs allow him to provide the best loan options available. He provided exceptional...
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    Reply from Owner
    July 9th, 2025 06:20 PM
    Thank you for such a thoughtful and detailed review! It was a true team effort, and I couldn’t have asked for a better partner to navigate the unexpected curveballs with. Helping clients feel confident—especially when things shift last-minute—is...
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    Tamara H
    Pasco, WA
    Posted on December 4th, 2023 04:07 PM
    Great Communication, always available to answer my questions!
    Reply from Eric Melling
    December 4th, 2023 08:05 PM
    I'm thrilled to hear that you had a positive experience with us, Tamara! Your kind words and stellar rating mean a lot. At 1st Security Bank Home Lending, we strive to provide excellent communication and be available for our customers at all...
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    Manuel H
    Kennewick, WA
    Posted on September 21st, 2023 07:18 PM
    Eric made a possibility into a reality. We were let down by other loan officers. And thanks to God and Eric we have our home loan. Would definitely recommended him.
    Reply from Eric Melling
    September 21st, 2023 07:39 PM
    I am truly humbled by your kind words, Manuel. It was my absolute pleasure to assist you in securing your home loan. After hearing about your previous experiences, I was determined to ensure that you received the best service possible. I'm...
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    William R R
    West Richland, WA
    Posted on September 6th, 2023 07:13 PM
    Great communication, found the best fit for the loan and then adjusted it in the end to make it happen.
    Reply from Eric Melling
    September 11th, 2023 08:06 PM
    I sincerely appreciate your positive feedback, William. It was my pleasure to assist you in finding the best loan fit at 1st Security Bank Home Lending. I'm delighted to hear that the adjustment in the end was successful for you. I strive to...
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    About
    With over 20 years in mortgage lending, I help clients across Tri-Cities and Washington navigate home buying, refinancing, and new construction loans. Whether you're a first-time homebuyer or a seasoned homeowner, I’m here to make your loan experience smooth, personalized, and stress-free. I’ve proudly been with 1st Security Bank since 2015 and am committed to building relationships—not just closing loans. Call/text: (509) 554-4934 Email: eric.melling@fsbwa.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Lending
    FHA
    VA
    Jumbo Loans
    Portfolio Loans
    Custom Construction
    Land Loans
    Rate/term refi
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    Memberships
    • NMLS# 815225
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 815225
    Achievements
    • Chairman's Club
    Hobbies
    • Hunting
    • Fishing
    • Camping
    • View All
    Disclaimer
    No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.