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Eric Melling -1st Security Bank - Loan Officer | NMLS # 815225 in Kennewick, WA
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Eric Melling -1st Security Bank

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Loan Officer | NMLS # 815225

4.9
(275)
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With over 20 years in mortgage lending, I help clients across Tri-Cities and Washington navigate home buying, refinancing, and new construction loans. Whether you're a first-time homebuyer or a seasoned homeowner, I’m here to make your loan...... Show More
Location & Business Hours
Friday
8:00 AM to 5:00 PM
Saturday
8:00 AM to 5:00 PM
Sunday
closed
Overall Ratings
4.9
(275)
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Reviews from Web
  • 5.0
    Encompass
    J
    James D P
    West Richland, WA
    Posted on February 26th, 2025 05:27 PM
    Eric went above and beyond to get us to closing! The professional relationships he has with people across the industry got us to the finish line! Thank you!
    Reply from Eric Melling
    February 26th, 2025 08:39 PM
    James, I'm thrilled to hear that you had such a positive experience. It was great working with you, and I'm glad my connections in the industry could help make the process smoother. Thank you for trusting me with your home lending needs, and...
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  • 5.0
    Encompass
    D
    Diane L R
    Kennewick, WA
    Posted on September 21st, 2023 03:54 PM
    Eric assured us of a quick close so we took a leap of faith and it happened in 20 days. Eric always was available for questions. Thank you.
    Reply from Eric Melling
    September 21st, 2023 06:36 PM
    I'm thrilled to hear that your experience with 1st Security Bank Home Lending was a positive one, Diane. Your faith in our services is greatly appreciated and I'm glad I was able to meet your expectations for a swift closing. It was my pleasure...
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  • 5.0
    Encompass
    B
    Beverly L B
    Richland, WA
    Posted on July 30th, 2023 01:26 PM
    Eric guided me to make the best financial choices regarding my loan. He helped with reviewing my property tax , car insurance and I was able to cut cost that had been over paying .Definitely would refer family and friends to Eric. Thank you
    Reply from Eric Melling
    July 31st, 2023 03:09 PM
    Hi Beverly, thank you for your kind words! I'm so glad that I was able to provide you with the guidance and help you needed to make the best financial choices for your loan. I'm thrilled to hear that I was able to help you cut costs and that...
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  • 5.0
    google
    E
    Ezequiel T
    Posted on April 28th, 2026 04:59 PM
    Eric is awesome!
  • 5.0
    Encompass
    E
    Ezequiel A T
    Richland, WA
    Posted on April 28th, 2026 04:59 PM
    He was a great communicator and was there when needed him
  • 5.0
    Encompass
    R
    Robin J
    Kennewick, WA
    Posted on March 13th, 2026 01:27 AM
    I have always been treated well, and will continue to work with Eric Melling and his staff. They are the best! Thank you!
  • 5.0
    Encompass
    A
    Ashley M
    West Richland, WA
    Posted on November 14th, 2025 04:07 PM
    Thank you for making the experience a little easier we greatly appreciate the teams efficiency
    Reply from Eric Melling -1st Security Bank
    November 14th, 2025 04:21 PM
    I'm pleased that I could help make the process easier for you. Your kind words about the team's efficiency mean a lot. If there's anything more I can do, please feel free to reach out.
  • 5.0
    Encompass
    C
    Cloe L
    Kennewick, WA
    Posted on November 10th, 2025 04:41 PM
    Eric set us up for success. He looked at our loan from every angle to find the best route. He was always there to answer any of our questions and always replied very quickly. We have already recommended Eric to many friends and family! The...
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    Reply from Eric Melling -1st Security Bank
    November 10th, 2025 05:00 PM
    It's wonderful to hear that you felt well-supported throughout your loan process. I'm glad I could assist you in finding the best options and answering your questions promptly. Your recommendations to friends and family mean a lot to me. Thanks...
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  • 5.0
    Encompass
    S
    Sadie B
    Richland, WA
    Posted on October 15th, 2025 12:50 AM
    Eric Melling and his team were very helpful during out first home buying proces! We greatly appreciated them.
    Reply from Eric Melling -1st Security Bank
    November 10th, 2025 05:00 PM
    I truly appreciate your kind feedback, Sadie. It was a pleasure assisting you through your first home buying process. Your appreciation means a lot, and I'm grateful that you chose us for such an important journey. If you need anything in the...
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  • 5.0
    Encompass
    S
    Sidney B
    Richland, WA
    Posted on October 14th, 2025 03:07 PM
    Eric is very calm but also very informative and good at his job.
  • 10 of 275
    About
    With over 20 years in mortgage lending, I help clients across Tri-Cities and Washington navigate home buying, refinancing, and new construction loans. Whether you're a first-time homebuyer or a seasoned homeowner, I’m here to make your loan experience smooth, personalized, and stress-free. I’ve proudly been with 1st Security Bank since 2015 and am committed to building relationships—not just closing loans. Call/text: (509) 554-4934 Email: eric.melling@fsbwa.com
    Specialities
    Conventional Lending
    FHA
    VA
    Jumbo Loans
    Portfolio Loans
    Custom Construction
    Land Loans
    Rate/term refi
    635
    /850
    Search Rank Score
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    Memberships
    • NMLS# 815225
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 815225
    Achievements
    • Chairman's Club
    Hobbies
    • Hunting
    • Fishing
    • Camping
    • View All
    Disclaimer
    No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.