New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Luis helped us from-start-to-finish for our new home purchase. He was always available to answer our queries around the home buying process and made this complicated process very easy for us. Since the time we booked the lot, the interest rates...
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What’s the most important thing to know about Luis Orbegoso? At the end of the day, he delivers to get the job done.Luis was THE difference-maker in securing my home. Closing the deal came down to how quickly we could remove financing contingencies....
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I worked with Luis to secure the financing for my family's dream home. He was a tremendous Lending Officer, always checking in and making sure we were staying on track. He did an excellent job securing us a great structure on our loan that...
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Luis was extremely helpful and detail oriented throughout the time we worked with him. He's friendly and approachable too. He has a great rapport with our realtor and was able to give us very competitive rates. He worked with several other...
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I would have given up on the mortgage loan process if it wasn't for Luis. It was very complicated, and Luis was incredibly supportive and patient from start to finish. He provided very helpful explanations and an excellent mortgage rate. Now...
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Luis helped me finance a new home purchase and was fantastic to work with. He was always available, even after hours and on weekends, to help answer any questions and shepherd the mortgage application process. He also helped me find all the...
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It was a pleasure working with Luis. He was always on top of things. Kept me in the loop on everything, ensured I knew the next steps,..He was there every step of the way. Got me the best rate too with Wells Fargo. I would highly recommend...
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Luis took the time to get to know my families situation and needs, presented and helped me weigh several options, and walked me through the whole process. I value honesty above all other traits, and I found Luis Orbegoso to be the trustworthy...
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Luis was great to work with. He always made sure that we were kept up to date at all times during the loan process. Whenever we had questions, Luis was very easy to get a hold of and always took time to answer any questions that we had.
Luis O. fell from the heavens, literally. His level of professionalism is superb. If he say's he's going to get you the deal, HE WILL. * Always responsive with calls/text and emails.* Real-time updating status at ALL hours of the day. This...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing
Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing