New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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This is the guy who helped us thrice with loan and I can tell he is our banker for life. Wherever he goes we will follow him, for a new loan or to refinance. We just want to be in Luis' hands.Not kidding, but he is faster than the speed on...
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Luis has been amazing to us. We were going through a refi and it was a very smooth experience from end to end. He advocated for us and went the extra mile to finish the process quickly at the best rates and low closing costs. Would highly recommend...
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From start to finish, the process was smooth due to the communication channel we had with Luis. Luis made himself available to explain and show us what was going on. He kept us on schedule with tasks needed to complete the loan process. We...
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I worked with Luis to refinance my home and it was pleasure working with him !! He is very knowledgeable about the loan whole process and very transparent throughout the loan closure. He never hesitates to answer your concerns and never push...
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If you’re looking for someone that will make this process easy and guide you when you have questions please call this guy!!Luis I can’t thank you enough for how easy you made this process for us. You answered every question at any given time...
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Luis was a fantastic lending officer. From the first conversation, he laid out every detail we needed to fulfill in order to accomplish what we needed to buy our first home. He was knowledgeable and answered every question we had. He was someone...
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Getting a home mortgage for the first time can seem daunting, but with an experienced and knowledgeable loan officer like Luis it was easy. From the very beginning Luis was very informative and helpful. He explained the loan process thoroughly...
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Luis was recommended to us by our real estate agent, Shivani Yadav. Since the moment we got into contract, Luis was on top of things to close the home quickly and helped us get the best interest rate and lower closing costs. As a first time...
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Luis was patient and thorough through the entire process. He took the time to educate us, answer all of our questions, was super responsive over the weekends, got us a very good deal on closing cost credit and rate, was extremely proactive...
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Luis is super efficient in providing options, answer questions and teaching me how I can get the best offer from lenders. Even that mean I could end up with other lender. In the end it's still the offer from Luis is the best so it's an easy...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing
Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing