

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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My wife and I recently had the pleasure of working with Luis to secure a loan for our first home. As first-time home buyers and new to the housing market, we needed to find the right person who could help answer our many questions and navigate...
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I am a first time home buyer and I was nervous to get started. I was reassured and all of my questions were answered timely. The communication was on point and I appreciated his calm demeanor and professionalism.
Luis is amazing! I compared multiple lenders and his expertise and way of communicating just stood out! He is very thorough and responsive. As a first time home buyer having someone like him on my team made all the difference. Highly recommend!...
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Luis was very professional, proactive and also motivating! He got the ball rolling instantly and got us approved fast as promised. He was very thorough with his communication and quick to respond. He motivated us heavily to pursue our dream...
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Working with Luis has been a very pleasant experience. His knowledge and professionalism has provided us with all the assistance needed to reach our goal! I would be more than happy to recommend Luis with confidence !
I’m very happy Luis was able to help for my first time homebuyer this is the second time he helps me with buying a home he’s always willing to help me with any questions will recommend to friends
We are first time home buyers and very intimidated by this entire process but because of Luis efficient work ethic. We recently closed on a townhome and he made everything manageable, very impressed with our Luis’s exceptional service. Highly...
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My fiancé and I had the privilege of working with Luis to secure a home in this highly competitive market. Luis was very professional, reliable and super knowledgeable and went out of his way to ensure our transaction went through as smoothly...
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Luis was awesome and had so much knowledge; also, always stay on top of everything. Without you, I could not buy a home. Thanks for being a great loan officer! Highly recommend.
I had an exceptional experience working with Luis. His expertise, professionalism, and attention to detail were evident throughout the loan process. He provided clear and timely communication, ensuring I understood every step. Luis went above...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing