New American Funding - Luis E. Orbegoso NMLS ...

Sr. Mortgage Loan Officer

New American Funding - San Jose, CA

5.0

(137)

San Jose State University

Mortgage

Mortgage Loan Officer

San Jose State University

Contact Info

(408) 499-9239

San Jose, CA

https://www.newamericanfunding.com/mortgage-loans/luisorbegoso

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Luis, the comments written on your profile speaks for the amount of work you put into each client and as we went through this amazing experience of owning a house, he is a go getter, pragmatic and the most down to earth Mortgage expert I have...

Reply from Owner

September 17th, 2025 12:00 AM

Ravi, Thank you so much for the incredible feedback! I’m truly honored by your kind words and grateful I could be part of your journey to homeownership. Helping families reach this milestone is always special, and hearing that you felt supported...

We connected with Luis through our real estate agent who highly recommended him. If we had to summarize Luis in a single word, it would be "passionate." Luis truly has a wealth of experience and knowledge as a loan officer and was there with...

Reply from Owner

September 17th, 2025 12:00 AM

Sophia and Anthony, thank you so much for this amazing review! I’m truly grateful for the trust you placed in me during such an important milestone. I’m glad I could help guide you through the process, answer all your questions, and keep everything...

Luis was great to work with! He was quick to step up and get familiar with my borrowing needs and was with me the entire way from start, to close. Any questions, concerns, or roadblocks were promptly addressed by him - he hustles to make sure...

Reply from Owner

September 17th, 2025 12:00 AM

Thank you so much for sharing your experience! It was an honor to help guide you through your first home purchase and I’m so glad I could make the process smooth and educational along the way. I truly appreciate your trust, and it means a lot...

Luis has helped me purchasing two houses, one in 2017 and one recently. In 2017, my wife and I were first time buyers and did not know much about the process. Luis proactively found bunch of buyer's credit that lowered our cost. This came as...

Reply from Owner

September 17th, 2025 12:00 AM

Thank you so much for your kind words and for trusting me with both of your home purchases! It’s been a pleasure helping you and your family navigate the process, from discovering credits as first-time buyers to ensuring smooth closings on...

Luis, helped us in not only during loan process but also in getting us a right home. Educating us throughout the process eased us a lot. Would definitely recommend luis.

Reply from Owner

September 17th, 2025 12:00 AM

Thank you so much for your kind words! I’m glad I could guide you through the process and help you find the right home. It was a pleasure working with you, and I truly appreciate your recommendation!

Luis Orbegoso was a fierce advocate for us throughout the home buying process, even though we bought a house out of state that was valued significantly below typical California properties.Luis was consistently easy to reach, responsive, and...

Being a first-time homebuyer and not knowing what I was doing was very nerve-wracking. I am so grateful for Luis! Luis is many many things he is very helpful, accommodating, knowledgeable, fast, and efficient. He walked me through the process...

Luis is fantastic! Not only was he a pleasure to work with, he was also professional, proactive, and efficient. Luis made the entire process as easy as possible for us, and he was always reachable and very responsive whenever we had questions....

Working with Luis as our mortgage loan officer was an exceptional experience. His professionalism, dedication, and unexpected commitment during a challenging family emergency truly set him apart. From the start, Luis went above and beyond to...

Luis made sure I had everything needed for the loan approval on the first try. He went above and beyond the service needed for me to finally close the deal

51–60 of 137

About

I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Fixed Rate Mortgages

Qualified Mortgage Pre-Approvals

Specialities

Fluent in Spanish

Fluid Communicator

Great positive service

I make myself 7 days of the week!

Underwriting background

ITIN

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Education

San Jose State University

Business Administration / Marketing

Positions

New American Funding - Sr. Mortgage Loan Officer
Mar 28th, 2025 - Current

Addresses and Serving Areas

Primary Serving Area

San Jose, CA

Other Serving Areas

Tracy, CA

Oakland, CA

Year Started

2004

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #304029

Achievements

Proud Father of 2 daughter whom they have completed 4 yrs of University!
Homeowner since 2001

Hobbies

Daily Walker - 7.34 miles 5 days of the week
Avid Craft Beer fanatic
Sport Fan of Sf 49ers, Soccer, LA Lakers

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