New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Very helpful in all the steps would recommend to friends and family is not the first time working with him gas a great team the process was very fast and easy.
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Gio, Thank you so much for your kind words and for trusting me and my team once again! I truly appreciate your continued confidence and the referrals to friends and family mean the world. It’s always a pleasure helping you through the process,...
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Luis went above and beyond every step of the way. He was always very responsive, and made sure to make sure explain everything going on. When we encountered a challenge getting the condo approved for funding, Luis worked tirelessly with the...
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Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Charles, Thank you so much for taking the time to share your experience! I’m grateful for the opportunity to guide you through the process and I’m glad we were able to overcome the condo approval challenge together while keeping everything...
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Working with Luis was an absolute blessing! From day one, he made the entire lending process smooth, stress-free, and easy to understand. Buying a home can feel overwhelming, but Luis guided me step by step, always answering my questions with...
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Reply from Owner
September 17th, 2025 12:00 AM
Ashley, thank you so much for your thoughtful and kind words! I’m truly honored to have been part of your homebuying journey and so glad I could help make the process smooth and stress-free. Your trust and confidence mean the world, and it...
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Luis was great super helpful with the process!
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Ashley and Hugo, i am so thankful for allowing me and my team to be have been part of your first home purchase. I am just a call or text message away if you have any mortgage/financing questions. I look forward to you guys house warming party...
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Luis demonstrated his expertise and helpful assistance with my husband and I when we weren't sure what type of home loan we needed to meet our needs. He promptly directed us to his associate for the type of refinancing we needed. Luis is a...
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Reply from Owner
September 17th, 2025 12:00 AM
Adelina, thank you so much for your kind words! I’m glad I could help guide you and your husband toward the right solution and connect you with the right support for your refinancing needs. It was a pleasure working with you, and I truly appreciate...
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Very Professional & knowledgeable
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Hi Maria, appreciate your kind words and thank you for allowing me to be part of your clients 1st home purchase! If you have any questions or family need of a professional loan agent support? i am just a phone call away!
Luis was incredibly helpful to my husband and me as first-time homebuyers. He was always available to answer our questions, remained transparent throughout the entire process, and took the time to explain everything clearly. We learned so much...
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Reply from Owner
September 17th, 2025 12:00 AM
Alejandrina, thank you so much for your kind words! I’m thrilled to hear that my guidance helped you and your husband feel confident throughout your first homebuying journey. It was a pleasure working with you both, and I truly appreciate the...
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I had the absolute pleasure of working with Luis and I can confidently say he is in a league of his own. From start to finish, Luis was the epitome of professionalism, ensuring every detail was handled with precision and care. He guided me...
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Reply from Owner
September 17th, 2025 12:00 AM
Thank you so much, Pankaj, for the incredible review! It was an honor to guide you through the process and I’m grateful for the trust you placed in me. I’m glad we could overcome challenges together and even more grateful to gain a friend along...
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I am a first time home buyer and my dad highly recommended that I work with Luis. Luis was very knowledgeable as a loan officer and was there with me every step of the way. He made sure I had all documentation in order prior to the underwriters...
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Reply from Owner
September 17th, 2025 12:00 AM
Scarlett, Thank you so much for sharing your experience and for trusting me with your first home purchase! It means a lot that your dad recommended me, and I’m grateful I could guide you through the process with clarity and support. I’m glad...
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In one word, I would describe Luis as PATIENT!!! My husband and I just went through a short sale purchase that took 5 months to finalize. Luis was there with us from start to finish. He’s knowledgeable, thorough and honest, which helped put...
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Reply from Owner
September 17th, 2025 12:00 AM
Stephanie, Thank you so much for your thoughtful review! I know a short sale can be a long and sometimes stressful journey, and I truly appreciate your patience and trust throughout the process. It was an honor to be by your side from start...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
ITIN
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Education
- San Jose State UniversityBusiness Administration / Marketing
Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing