New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Reviews from Web
Absolutely fantastic experience having Luis Orbegoso as my lender. The service he has provided was phenomenal. Luis is patient, clear, and genuinely cared about finding the best option and guiding me through the entire process. Never had I...
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Reply from Owner
January 11th, 2026 06:30 PM
Steven, Thank you so much for taking the time to share this review. It truly means a lot to me. Helping you feel confident, informed, and supported throughout your home-buying journey was my top priority, and I’m grateful to hear that came...
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my questions were always answered by Luis
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Filiberto, i am very happy to have been part of another of your investment purchases. I'm glad to hear that I could assist with your questions, Filiberto. If you need any more information or have further questions in the future, please feel...
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The whole shaff
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Mr. Arnold, it was a pleasure to have been part of your investment home purchase journey. i look forward to our next real estate venture together. Have a wonderful holidays and a healthy start to the new year.
His level of Profesionalism and the best was the way he keep us updated with comunication on the process step by step.
We are greatful for Luis because he was very patient catering for clients needs.
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
I'm truly pleased to hear that you appreciated the professionalism and communication throughout the process, Betty. It was important to me to keep you updated at each step and be attentive to your clients needs. Thank you for sharing your experience,...
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Luis has been incredible in helping me get through the process in buying my first duplex/rental property. He is knowledgable and is not afraid to reach out and explain stuff to you. He takes time out of his weekends to make sure that he knows...
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Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Steven, I'm truly grateful for your kind words. It was a pleasure to assist you with purchasing your first investment duplex. I believe in the value of personal connections and am glad to hear it helped make the process comfortable for you....
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Their expertise help us understand and get our first home...Job well done! Thank you on all the staff on New American Funding!
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
I appreciate your kind words, Rolly. I'm really pleased to hear that my expertise contributed to your understanding and successful purchase of your first home. It was a pleasure working with you, and I'll be sure to pass along your thanks to...
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New American Funding is a very great company because they help us achieve our house.
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Thank you so much for the 5-star review! It was an honor to help you achieve the dream of purchasing your first home. For anyone reading this: choosing the right team truly makes all the difference. The right loan officer, the right guidance,...
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Fantastic experience! My refinance was smooth, fast, and stress-free thanks to our amazing loan officer. Clear communication, great rates, and total professionalism. Highly recommend!
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
Luis was fantastic! He really listened to my needs and quickly found the perfect solution for my loan. I highly recommend him as a consultant. I'd happyily refer him to my friends and will definitely reach out again for any future needs. Thank...
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Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
I'm really grateful for your kind words, Jesus. It's great to hear that you're satisfied with the service I provided. Listening to your needs and helping find the right solution is always my goal. I'm here whenever you or your friends need...
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The access and support I have for everyone was a great experience for me tank you everyo for that
Reply from Luis E. Orbegoso
February 9th, 2026 10:44 PM
Jose Luis, i appreciate the trust give to allow you and your family purchase your first home! My team and i are here ready to assist you, friends and family with home mortgage needs.
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing
Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing