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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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San Jose State University
San Jose State University
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Reviews from Web
  • write_review_unverified
    Z
    Zack R
    Posted on April 3rd, 2026 11:27 PM
    Thanks Luis for making this work for me. You listened to my situation and what I needed, then put me in a great deal. Thank for making this process simple and putting me in a way better situation!
    Reply from New American Funding - Luis E. Orbe...
    April 3rd, 2026 11:55 PM
    I'm glad I could assist with your needs, Zack. Listening and understanding your situation was essential to finding the right deal for you. It’s great to hear that the process felt simple and beneficial. Should you have any questions or need...
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    Martha M
    Posted on March 28th, 2026 05:17 PM
    Luis Orbegoso is the absolute best. Have worked with him in the past and will continue to do so as he responds immediately and keeps you informed all along the process.
    Reply from Owner
    March 28th, 2026 08:49 PM
    Mrs. Miller thank you for the continuing trust you have in me. I always look forward to your text or calls ready to assist you and those in your circle that you sent for my lending expertise/support❤️
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    Martha M
    Marina, CA
    Posted on March 28th, 2026 05:16 PM
    Will work with Luis always as I have worked with him on several transactions and he is the best.
    Reply from New American Funding - Luis E. Orbe...
    March 28th, 2026 05:45 PM
    Mrs. Miller, thank you for your continued trust and collaboration. It's been a pleasure working together on multiple transactions, and I appreciate your kind words. If there's ever anything more I can do for you or those in your circle, please...
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    Jim&Anna M
    Posted on March 17th, 2026 08:59 PM
    I’ve known Luis for over 20 years, and even though he doesn’t live in the same state as us, he made buying our home feel effortless. He stayed on top of everything, answered all our questions, and went above and beyond to make sure we were...
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    Reply from Owner
    March 17th, 2026 11:13 PM
    Jim & Anna, I truly appreciate your wonderful review and I feel as a professional it is our duty to make sure all questions are answered, look for the best interest in you and goal! ❤️🙏🏽
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    Jim A A M
    Spring, Texas
    Posted on March 17th, 2026 08:59 PM
    I’ve known Luis for over 20 years, and even though he doesn’t live in the same state as us, he made buying our home feel effortless. He stayed on top of everything, answered all our questions, and went above and beyond to make sure we were...
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    Reply from New American Funding - Luis E. Orbe...
    March 17th, 2026 09:58 PM
    Thank you for your thoughtful review, Jim and Anna. It's truly meaningful to know that my efforts contributed positively to your investment home-buying experience. I strive to ensure that the process feels seamless, no matter the distance,...
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    Sarah M
    Posted on March 1st, 2026 03:33 PM
    Luis was professional and up front from the start of the process. The turn around time for communication between his clients not only shows his drive for success, but also the connections he builds along the way. Luis's positive attitude and...
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    Reply from Owner
    March 8th, 2026 07:00 PM
    I appreciate your thoughtful review, Sarah. It's wonderful to know that you felt supported and well-informed throughout the process. I'm committed to providing clear communication and building strong connections with each of my clients, and...
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    Sarah A M
    Penn Valley, CA
    Posted on March 1st, 2026 03:32 PM
    Luis was professional and up front from the start of the process. The turn around time for communication between his clients not only shows his drive for success, but also the connections he builds along the way. Luis's positive attitude and...
    read more
    Reply from Luis E. Orbegoso
    March 1st, 2026 03:39 PM
    Sarah, I appreciate your thoughtful feedback. Knowing that my communication and approach were helpful during such an important process means a lot. I'm glad I could make the experience a positive one for you. If you ever need any assistance...
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    Sheetal P
    Posted on January 28th, 2026 01:21 AM
    I was recommended to Luis from a close family friend who is in real estate. Luis was amazing to work with while getting my loan. He was in constant communication throughout the process and answered all of my questions. He made himself available...
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    Reply from Owner
    January 28th, 2026 02:11 AM
    Thank you so much, Sheetal, for the 5-star review and kind words. It truly means a lot to me. I’m glad I could help make the process feel manageable and be there whenever you needed guidance. Wishing you all the best, and I’d be honored to...
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  • Encompass
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    Sheetal S
    Morgan Hill, CA
    Posted on January 28th, 2026 01:15 AM
    Luis was amazing to work with. He was constantly in communication via email and text and kept me up to date on the process along the way. He was avialable at anytime that I had a question and made the whole stressful process post-divorce manageable...
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    Reply from Luis E. Orbegoso
    February 9th, 2026 10:44 PM
    I'm truly grateful for your kind words, Sheetal. It was important to me to keep you informed throughout the entire process, and I am pleased to hear that the communication met your expectations. Helping to make the experience manageable for...
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    Ashley H
    Posted on January 20th, 2026 06:16 PM
    We had a really great experience working with Luis to buy our first home. As first-time homebuyers, we had a lot of questions and didn’t always know what to expect, but Luis was always patient and took the time to explain everything clearly....
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    Reply from Owner
    January 20th, 2026 08:53 PM
    Ashley and Hugo, thank you so much for the kind review and for trusting me with your first home purchase. I’m truly grateful to have been part of your journey and glad I could help make the process clear and stress-free. Wishing you both many...
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    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing