Zulema Ruiz

Branch Manager | NMLS# 387854

Cornerstone First Mortgage - San Diego

5.0

(116)

Mortgage

Mortgage Loan Officer

Contact Info

(305) 815-2003

Doral, FL

https://constantlendinggroup.com/loan-officer/zulema-ruiz/

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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5.0

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Experience.com

4.99

(42)

Zillow

5.0

(16)

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(58)

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(Translated by Google) Working with Zulema Ruiz and her team has been an exceptional experience time and time again. She has helped us on numerous occasions with financing and closing properties, and we have always achieved excellent results....

Reply from Owner

December 22nd, 2025 01:17 PM

Muchas gracias por tus palabras tan bonitas, significan muchísimo para mí. Espero que sepas que, más allá de ser mi clienta, te considero una verdadera amiga. Gracias de corazón por tu confianza y lealtad a lo largo de estos años. Será un honor...

We have had the pleasure of working with Zulema Ruiz and her team on multiple home closings, and every single experience has been outstanding. Their professionalism, reliability, and attention to detail make the lending process smooth and stress-free....

Trabajar con Zulema Ruiz y su equipo ha sido una experiencia excepcional una y otra vez. Nos ha ayudado en múltiples ocasiones con el financiamiento y cierre de propiedades, y siempre hemos obtenido resultados excelentes. Gracias a su profesionalismo,...

Reply from Owner

January 6th, 2026 12:00 AM

I had a great experience working with Zulema and constant lending when I purchased my first home! They made a complicated process so easy. She explained all my options, helped me decide what would be best, and was available throughout the process....

(Translated by Google) Having Zulema and her team handle our financing has been a great pleasure. Everything was quick and professional.(Original)Tener a Zulema y su equipo llevando nuestro financiamiento ha sido una gran satisfacción. Todo...

We are grateful for this team. Zulema has been very helpful, fast responsive and professional. We appreciate her dedication and thank her for guiding us through our journey.

Great financial advice. They make the process seems so simple, quick and smooth. Zulema has been working day and night guide in us and supporting step by step. Thanks

(Translated by Google) We're thrilled with our experience working with this amazing team. They were friendly and efficient. Zulema was incredibly helpful with every detail and step of the financing process. Thank you for answering all our questions,...

Working with Zulema was an absolute pleasure! She was incredibly helpful throughout the entire transaction and made everything smooth and stress-free for my clients. Her professionalism, excellent communication, and dedication truly stood out....

Reply from Owner

October 22nd, 2025 05:57 PM

it’s an absolute honor to partner with top-notch agent like you. Your trust and collaboration makes all the difference in delivering stress-free closings. I look forward to working together on many more deals! Highly recommend you as well!...

Estamos encantados con nuestra experiencia con este equipazo. Amables y rápidos. Zulema ha sido de muchísima ayuda en cada detalle y paso del proceso de financiamiento. Gracias por contestar a todas nuestras dudas, llamadas y mensajes de día...

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About

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

Mortgage Service

Refiance