Zulema Ruiz
Branch Manager | NMLS# 387854
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Working with zulema was an amazing experience from start to finish. She walked me through every single step of the home buying process and made everything feel so much less stressful. Anytime I had questions, she was patient, knowledgeable,...
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Working with Zulema was an excellent experience from start to finish. She was extremely thorough, took the time to explain every option slowly and carefully, and made sure I fully understood each step of the process. She was also very prompt...
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Reply from Zulema Ruiz
June 2nd, 2026 01:55 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Sulema es muy diligente en su trabajo, responsable y con buenos resultados
Reply from Zulema Ruiz
May 29th, 2026 06:47 PM
I enjoyed working with you. Thanks for the great feedback.
Osmany was amazing. From start to finish he made sure that everything that was happening I was aware and well educated on. He did not do anything I wasn't comfortable with and he made sure I was okay with everything . he was responsive throughout...
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Zulema was very helpful, genuine and thoughtful, she was very attentive and walked me through the process and made it very easy to understand. I would highly recommend her to anyone that needs her services.
Zulema was great, she’s very helpful and I would definitely use her services again. I would recommend her to anyone in the process of buying a property. She’s very genuine and thoughtful and it shows in the way she treats her clients.
Had an amazing experience with Zulema and her company. She is pleasant, knowledgeable, hardworking and easy to work with. I am aware that my case was not an easy one and she made it a positive experience. I highly recommend Constant Lending...
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(Translated by Google) Grateful to Zulema for her help at all times, excellent attention and service, everything was quick and great. THANK YOU for everything.(Original)Agradecido con zulema por su ayuda en todo momento mui buena atencion y...
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Reply from Owner
December 22nd, 2025 01:09 PM
Gracias Orestes a ti y a tus padres por la confianza que depositaron en mi. Ha sido un placer conocerlos y ayudarlos.
Agradecido con zulema por su ayuda en todo momento mui buena atencion y servicios todo fue rapido y genial GRACIAS por todo
Reply from Owner
January 6th, 2026 12:00 AM
Gracias Orestes a ti y a tus padres por la confianza que depositaron en mi. Ha sido un placer conocerlos y ayudarlos.
Zulema was extremely professional and Courteous. She answered all my questions and kept Me informed throughout the entire process. I am definitely recommending her to all my friends.
Reply from Owner
December 22nd, 2025 01:12 PM
Thank you so much for your kind words. I truly appreciate them! It means a lot, and I’m grateful for the opportunity. Looking forward to staying in touch!
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Service
Refiance
HELOANS & HELOCS
Reverse Mortgages
Hard Money
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387854
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.