Zulema Ruiz

Branch Manager | NMLS# 387854

Cornerstone First Mortgage - San Diego

5.0

(116)

Mortgage

Mortgage Loan Officer

Contact Info

(305) 815-2003

Doral, FL

https://constantlendinggroup.com/loan-officer/zulema-ruiz/

Location & Business Hours

Business Hours

Sat

closed

Sun

closed

Mon

8 AM to 5 PM

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5.0

(116)

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Experience.com

4.99

(42)

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5.0

(16)

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(58)

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Zulema is the reason why my clients are home owneres today! She navigated all the curveballls throughout the process while keeping her cool and unmatched customer service! Thank Zulema for you professionalism and expertise, you are my preferred...

(Translated by Google) Excellent ExperienceI want to express my sincere gratitude and highly recommend Zulema Ruiz, our lender, for the excellent work she did throughout our entire process.Zulema guided us every step of the way, was always...

It was an exceptional Experienceand I want to give a huge thank you and my highest recommendation to Zulema Ruiz, our lender, for the outstanding job she did throughout our entire process.Zulema was there for us every step of the way, always...

Reply from Zulema Ruiz

August 25th, 2026 06:45 PM

I really appreciate the feedback and am looking forward to working with you again.

It was a pleasure working with Zulema and her team. I truly appreciated their professionalism, responsiveness, and excellent communication throughout the entire process. They made the transaction smooth and stress-free. I look forward to working...

Reply from Zulema Ruiz

July 28th, 2026 01:21 PM

It was great working with you. Thanks again for putting your trust in us.

Zulema was aware of deadlines from the moment we went under contract and we were able to close and on time. Great communication through out the process as a listing agent that helps alot. Will recommend in the future to work with her

Reply from Zulema Ruiz

July 23rd, 2026 01:11 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Zulema Ruiz has received a review with 5 star rating from Eduardo M

Los mejores en todo maravilloso equipo 💯💯💯💯💯💯

Reply from Zulema Ruiz

July 20th, 2026 01:14 PM

Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.

Zulema Ruis is simply a spectacular professional.

Reply from Zulema Ruiz

July 8th, 2026 07:47 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

The experience was nothing short of perfect and amazing! Zulema is extremely knowledgeable and professional, walking me through every step with patience and providing the best support. Thank you Zulema!!

Reply from Zulema Ruiz

June 12th, 2026 06:19 PM

I enjoyed working with you. Thanks for the great feedback.

Working with zulema was an amazing experience from start to finish. She walked me through every single step of the home buying process and made everything feel so much less stressful. Anytime I had questions, she was patient, knowledgeable,...

Reply from Zulema Ruiz

June 8th, 2026 03:49 PM

Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.

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About

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

Mortgage Service

Refiance