

Zulema Ruiz
Branch Manager | NMLS# 387854

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I recently had the pleasure of working with Zulema Ruiz at Cornerstone First Mortgage for the purchase of my first property, and I couldn’t be happier with the experience. As a first-time homebuyer, I had a lot of questions and uncertainties,...
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Reply from Zulema Ruiz
March 31st, 2025 05:58 PM
I enjoyed working with you. Thanks for the great feedback.
Zulema and her team are great. The process was smooth and I am very happy with the outcome. Keep it up guys.
Reply from Zulema Ruiz
February 4th, 2025 06:01 PM
I enjoyed working with you. Thanks for the great feedback.
Zulema es muy profecional en su trabajo la recomendamos 100% de que lo que necesites y ella te pueda ayudar no dudara en hacerlo y muy atenta a la hora del negocio sin importar la hora que fuera ahi estaba muchas gracias por todo
Reply from Zulema Ruiz
January 30th, 2025 06:31 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I recently had the pleasure of working with Zulema Ruiz from Constant Lending, and I cannot recommend her highly enough. From start to finish, Zulema demonstrated exceptional professionalism, expertise, and dedication. She guided my customers...
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We highly recommend Zulema Ruiz to anyone looking to buy or sell a home in the area. She was always available to answer questions, readily addressed any concerns, and went above and beyond to negotiate the best deal possible.
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Reply from Zulema Ruiz
January 2nd, 2025 10:34 PM
Thank you so much Natalia!
It was a pleasure helping you and Dani achieve this goal. I am here for anything you need.
💯💯💯💯💯💯💯
Reply from Zulema Ruiz
January 2nd, 2025 10:34 PM
Thank you!!!!!
Zulema is very professional in the way she conducts her business. She is always
accesible through text and phone. It is a pleasure working with her.
Reply from Zulema Ruiz
December 30th, 2024 06:17 PM
I enjoyed working with you. Thanks for the great feedback.
The entire experience was excellent. Zulema guided us the entire way. Answered all of our questions.
Reply from Zulema Ruiz
December 30th, 2024 04:17 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Profesional, knowledgeable , and very fast. Worry free !
Reply from Zulema Ruiz
December 27th, 2024 06:57 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Zulema was so helpful and answered all my quedtions questions and concerns every step of the way. She made this process easy and I am so grateful for her!
Reply from Zulema Ruiz
December 10th, 2024 05:08 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Service
Refiance
HELOANS & HELOCS
Reverse Mortgages
Hard Money
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387854
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.