Top 5%
Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Speedy and enjoyable experience!
Speedy and enjoyable experience.
Reply from Zaine Tomkowski
April 15th, 2026 05:21 PM
I'm happy to hear that you found the experience both speedy and enjoyable, Sherry. If you have any more questions or need further assistance, feel free to reach out.
Zaine went out of his way time and time again. Whether it be through texting after hours or emails to keep me in the loop. He always made sure I knew what step we were on and what to expect next. He also looked at every option to make sure...
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Reply from Zaine Tomkowski
April 10th, 2026 06:27 PM
It's great to hear that my commitment to communication and exploring all options was beneficial for you, Adam. Keeping you informed and ensuring affordability were top priorities, and I'm pleased to know it made a difference in your experience....
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Zaine made sure everything was done in a timely manner so we could close in time. It didnt matter when we had questions, he was always near his phone to answer them! Thank you Zaine!
Reply from Zaine Tomkowski
April 3rd, 2026 06:12 PM
I'm glad my efforts helped ensure you could close on time, Kristina. Being available to answer all your questions is a priority of mine. Thank you for your acknowledgment, and if you have any more questions or need further help, I'm here to...
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Zaine walked us through the mortgage process every step of the way and always kept us updated on what was happening.
Reply from Zaine Tomkowski
April 1st, 2026 09:55 PM
I'm pleased to have been able to assist you throughout the mortgage process, Hillary. Keeping you informed every step of the way is essential to ensuring a positive experience. If you have any other questions or need further support, please...
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I can’t recommend Zaine Tomkoski enough! I recently worked with him on a construction-to-permanent loan, and the experience was top-notch from start to finish. Construction loans can be notoriously complicated, but Zaine made the entire process...
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Zaine was exceptional throughout the entire construction loan process. His expertise and responsiveness made navigating the complexities of construction financing much smoother. He ensured every detail was handled professionally, and I truly...
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Reply from Zaine Tomkowski
March 20th, 2026 04:30 PM
It's a pleasure to know that my support made the construction loan process smoother for you, Kyle. Navigating such complexities requires attention to detail, and I'm glad to hear you appreciated the thoroughness and responsiveness provided....
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Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Monica D
Zaine is prompt, personaable, knowledgable, and cares about his clients.
Reply from Zaine Tomkowski
March 20th, 2026 02:55 PM
I appreciate your kind words, Monica. It's important to me to be both knowledgeable and attentive in meeting my clients' needs. Thank you for acknowledging these efforts. If you need any assistance or have questions in the future, feel free...
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overal Our experience was excellent always informed and up to date on our process necer never left out in the wind
Reply from Zaine Tomkowski
March 19th, 2026 03:05 PM
Hearing that you felt consistently informed and engaged throughout your experience means a lot, Brenda. Keeping you up-to-date is a priority for me, and I'm glad it made your process run smoothly. If you have any thoughts or need assistance...
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058