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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM(Open now)
Fri
9 AM to 6 PM
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Reviews from Web
Zaine was incredible to work with throughout the entire process. I shopped around a lot when I was looking for a mortgage company, and he exceeded my expectations in every way. He was easy to talk to and made what can be an intimidating experience...
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Reply from Zaine Tomkowski
February 9th, 2026 06:51 PM
I appreciate your kind words, Faith. It's wonderful to hear that I could make the mortgage process feel less daunting and more manageable for you as a first-time homebuyer. Providing timely answers and support is important to me, and I'm glad...
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Zaine always goes above and beyond for his customers, working all hours of the day, including weekends to get work done. His hard work was much appreciated. He is responsive, helpful, and overall a great person to work with. Thanks for everything....
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Speaking from someone that had spent 10 years in national sales and customer service, Zaine was great to work with. He always responded quickly and with excellent customer service. Well spoken, friendly, communicated well without overcomplicating...
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Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Tyler S
Experience was great because you guys are the first bank I selected for my mortgage loan and was able to get me approved for my loan with a good rate and the process moved fast.
Reply from Zaine Tomkowski
June 23rd, 2026 04:33 PM
Tyler, I'm glad to hear that you had a great experience with your mortgage loan process. It's good to know that we could assist you in securing a favorable rate and ensure a swift process. If you have any further questions or need assistance,...
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Zaine was very pleasant to work with he made everything about our purchase as easy and smooth as possible possible he explained every step and kept me informed along the way
Zaine was very pleasant to work with he made everything about our purchase as easy and smooth as possible possible he explained every step and kept me informed along the way
Reply from Zaine Tomkowski
June 22nd, 2026 01:34 PM
Lawrence, I'm grateful for your kind words. It's nice to know that I could make the purchase process easy and keep you informed throughout. If you have any other questions or need more assistance, please feel free to reach out.
Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Adam N
Zaine was very helpful, flexible, and available throughout the entire process. Would highly recommend!
Reply from Zaine Tomkowski
June 22nd, 2026 04:22 PM
Adam, I appreciate your kind words and recommendation. I'm glad to hear that I could be helpful and flexible during the process. If you ever need further assistance, please feel free to reach out.
Zaine went the extra mile to show me my options and make sure i understood them to a satisfactory level.
Reply from Zaine Tomkowski
June 19th, 2026 02:51 PM
Andrew, I'm pleased to hear that I could help you understand your options to your satisfaction. If there's anything else you need or more questions arise, please don't hesitate to reach out.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058