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Zaine Tomkowski - First Commonwealth Mortgage  - AVP/Market Mortgage Loan Originator | NMLS# 1605058 in Johnstown, PA
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Zaine Tomkowski - First Commonwealth Mortgage...

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AVP/Market Mortgage Loan Originator | NMLS# 160505...

4.92
(271)
First Commonwealth Mortgage
Saint Francis University
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St...... Show More
First Commonwealth Mortgage
Saint Francis University
Saint Francis University
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Overall Ratings
4.92
(271)
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Reviews from Web
  • 5.0
    Encompass
    F
    Faith C S
    Weedville, PA
    Posted on February 5th, 2026 05:10 PM
    Zaine was incredible to work with throughout the entire process. I shopped around a lot when I was looking for a mortgage company, and he exceeded my expectations in every way. He was easy to talk to and made what can be an intimidating experience...
    read more
    Reply from Zaine Tomkowski
    February 9th, 2026 06:51 PM
    I appreciate your kind words, Faith. It's wonderful to hear that I could make the mortgage process feel less daunting and more manageable for you as a first-time homebuyer. Providing timely answers and support is important to me, and I'm glad...
    read more
  • 5.0
    Encompass
    M
    Mikayla C
    Saint Michael, PA
    Posted on January 8th, 2023 01:19 PM
    Zaine always goes above and beyond for his customers, working all hours of the day, including weekends to get work done. His hard work was much appreciated. He is responsive, helpful, and overall a great person to work with. Thanks for everything....
    read more
  • 5.0
    Encompass
    T
    Trevor W
    Johnstown, PA
    Posted on January 6th, 2023 07:11 PM
    Speaking from someone that had spent 10 years in national sales and customer service, Zaine was great to work with. He always responded quickly and with excellent customer service. Well spoken, friendly, communicated well without overcomplicating...
    read more
  • 5.0
    Encompass
    K
    Katrina M P
    Saint Marys, PA
    Posted on June 10th, 2026 02:03 PM
    Zaine was very kind and helpful throughout the entire process. Aany question i ever had, he responded timely and offered support when needed .
  • 5.0
    google
    J
    Jenna M
    Posted on June 4th, 2026 02:11 PM
    Very helpful, kind, and kept in communication with me so I was aware of everything I needed to know. Made the loan process easy!
  • 5.0
    Encompass
    J
    Jenna M M
    Patton, PA
    Posted on June 4th, 2026 02:10 PM
    Very helpful, kind, and kept in communication with me so I was aware of everything I needed to know.
    Reply from Zaine Tomkowski
    June 6th, 2026 02:11 PM
    I'm grateful for your kind words, Jenna. It's nice to know that the communication was helpful and kept you informed throughout the process. If you ever have more questions or need assistance, feel free to reach out.
  • 5.0
    google
    N
    Natalie Y
    Posted on June 1st, 2026 12:54 PM
    Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Natalie Y
  • 5.0
    Encompass
    N
    Natalie Y
    Reynoldsville, PA
    Posted on June 1st, 2026 12:54 PM
    Zaine was quick and efficient. Very smooth and well communicated process.
    Reply from Zaine Tomkowski
    June 3rd, 2026 03:35 PM
    I'm pleased to hear that you found the process smooth and well-communicated, Natalie. Your feedback on the efficiency is truly appreciated. If you need any further assistance, I'm here to help.
  • 5.0
    Encompass
    J
    Joan E C
    Brockport, PA
    Posted on May 8th, 2026 02:33 PM
    The regular communication was great and helpful, it made this process smooth!
    Reply from Zaine Tomkowski
    May 11th, 2026 03:45 PM
    I'm happy to hear that the regular communication helped make the process smooth for you, Joan. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
  • 5.0
    Encompass
    C
    Cynthia A A
    Ridgway, PA
    Posted on May 6th, 2026 01:01 PM
    The whole process is very confusing when you don't do this everyday. But Zaine
    Reply from Zaine Tomkowski
    May 8th, 2026 01:10 PM
    I appreciate your feedback, Cynthia. I'm glad I could assist you through the process and help make it less confusing. If you have any more questions or need further clarification, please feel free to reach out.
  • 10 of 272
    About
    Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    First Time Homebuyer Programs
    Construction Loans
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    FHA Loans
    VA Loans
    View All
    743
    /850
    Search Rank Score
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    Education
    • Saint Francis University
      Business
      Master of Business Administration (MBA)
      Dec 2017 -May 2019
      Saint Francis University logo
    • Lock Haven University
      Physician Assistant
      Bachelor of Science (BS)
      Aug 2013 -Dec 2016
      Lock Haven University logo
    Positions
    • First Commonwealth Bank - Loan Officer Assistant
      Feb 13th, 2017 - Nov 1st, 2021
    • First Commonwealth Bank - Market Mortgage Loan Officer
      Nov 2nd, 2021 - Jul 1st, 2024
    Memberships
    • CSAR
    • NMLS
    • Windber Country Club
    • View All
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1605058
    Awards
    Scotsman Award Win...
    Achievements
    • Scotmans Award Winner
    Hobbies
    • Sports
    • Lifting
    • Exercise
    • View All
    Disclaimer

    Equal Housing Lender

    First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058