Zaine Tomkowski - First Commonwealth Mortgage 's Cover Image

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Zaine Tomkowski - First Commonwealth Mortgage...

AVP/Market Mortgage Loan Originator | NMLS# 160505...

Community PA +1

4.9

(307)

Saint Francis University

Mortgage

Mortgage Loan Officer

Saint Francis University

Contact Info

(814) 525-8974

Johnstown, PA

https://www.fcbanking.com/personal/mortgages/find-a-mortgage-loan-originator/zaine-tomkowski/

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Business Hours

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9 AM to 5 PM(Open now)

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closed

Sun

closed

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4.9

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Zaine was incredible to work with throughout the entire process. I shopped around a lot when I was looking for a mortgage company, and he exceeded my expectations in every way. He was easy to talk to and made what can be an intimidating experience...

Reply from Zaine Tomkowski

February 9th, 2026 06:51 PM

I appreciate your kind words, Faith. It's wonderful to hear that I could make the mortgage process feel less daunting and more manageable for you as a first-time homebuyer. Providing timely answers and support is important to me, and I'm glad...

Zaine always goes above and beyond for his customers, working all hours of the day, including weekends to get work done. His hard work was much appreciated. He is responsive, helpful, and overall a great person to work with. Thanks for everything....

Speaking from someone that had spent 10 years in national sales and customer service, Zaine was great to work with. He always responded quickly and with excellent customer service. Well spoken, friendly, communicated well without overcomplicating...

It was a wonderful experiencia for severas responsable.Te speed with which First Commonwealth Bank processed oír case and the respectful way Zaine explanada enero step, máximo seré we understood the entre procesos. His kimdness, respect and...

It was a wonderful experience for several reasons.The speed with which First Commonwealth processed our case and the respectful and kind way Zaine explained every step, making sure we understood the entire process. His kindness, respect, and...

Reply from Zaine Tomkowski

October 23rd, 2026 04:07 PM

I'm pleased to know that you had a wonderful experience, Hector. It's great to hear that the speed and clarity with which I handled your case at First Commonwealth Mortgage were helpful. Your kind words about my approach mean a lot to me.

Zaine was a wealth of information in this process. He was very timely with his responses in our communication. He had a great rapport.

Reply from Zaine Tomkowski

October 19th, 2026 02:17 PM

I'm glad to hear that my timely responses and rapport were helpful to you during the process, Brenda. At First Commonwealth Mortgage, providing valuable information and support is a key part of our service. Thank you for your kind words.

Zaine has amazing communication skills, he is very knowledgeable, understanding, and will do whatever he can to help his people. I truly appreciate everything he has done for me.

Reply from Zaine Tomkowski

October 16th, 2026 03:55 PM

I'm grateful for your kind words, Sarahanne. It's wonderful to hear that my communication skills and knowledge were beneficial to you. At First Commonwealth Mortgage, I strive to provide the best support possible, and I'm pleased I could assist...

Zaine was very

Reply from Zaine Tomkowski

October 12th, 2026 06:24 PM

I'm glad to know that your experience with me at First Commonwealth Mortgage was positive, Katherine. Thank you for your kind words.

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About

Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Construction Loan

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Specialities

First Time Homebuyer Programs

Construction Loans

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

FHA Loans

VA Loans

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Education

Saint Francis University

Business

Master of Business Administration (MBA)

Dec 2017 -May 2019

Lock Haven University

Physician Assistant

Bachelor of Science (BS)

Aug 2013 -Dec 2016

Positions

First Commonwealth Bank - Loan Officer Assistant
Feb 13th, 2017 - Nov 1st, 2021
First Commonwealth Bank - Market Mortgage Loan Officer
Nov 2nd, 2021 - Jul 1st, 2024

Memberships