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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Very helpful, kind, and kept in communication with me so I was aware of everything I needed to know. Made the loan process easy!
Very helpful, kind, and kept in communication with me so I was aware of everything I needed to know.
Reply from Zaine Tomkowski
June 6th, 2026 02:11 PM
I'm grateful for your kind words, Jenna. It's nice to know that the communication was helpful and kept you informed throughout the process. If you ever have more questions or need assistance, feel free to reach out.
Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Natalie F
Zaine was quick and efficient. Very smooth and well communicated process.
Reply from Zaine Tomkowski
June 3rd, 2026 03:35 PM
I'm pleased to hear that you found the process smooth and well-communicated, Natalie. Your feedback on the efficiency is truly appreciated. If you need any further assistance, I'm here to help.
The regular communication was great and helpful, it made this process smooth!
Reply from Zaine Tomkowski
May 11th, 2026 03:45 PM
I'm happy to hear that the regular communication helped make the process smooth for you, Joan. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
The whole process is very confusing when you don't do this everyday. But Zaine
Reply from Zaine Tomkowski
May 8th, 2026 01:10 PM
I appreciate your feedback, Cynthia. I'm glad I could assist you through the process and help make it less confusing. If you have any more questions or need further clarification, please feel free to reach out.
Super kind, helpful, and easy to work with! He answered every question I had and guided me through the entire process. I would highly recommend Zaine to anyone looking to start the mortgage process.
Zaine was super helpful, knowledgable, and kind through the whole process! He answered every question I had, and guided me through the entire process with ease. He also worked with me around my schedule without any issues, as I work 2nd shift....
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Reply from Zaine Tomkowski
May 1st, 2026 01:54 PM
I'm grateful for your kind words, Dartanyon. It's wonderful to know that my guidance and flexibility in working around your schedule made the process easier for you. If you have any more questions or need further assistance, please feel free...
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Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Alex M
Always available to answer questions. Communicated updates very quickly. Friendly and good advice.
Reply from Zaine Tomkowski
April 25th, 2026 03:21 PM
I'm pleased to know that my availability and quick communication were helpful for you, Alex. Providing friendly service and good advice is important to me. If there's anything else you need, feel free to reach out.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058